Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 204 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
2. 2.A message says Diya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
3. 3.A stranger asks Aditya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
4. 4.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
5. 5.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
6. 6.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
7. 7.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
8. 8.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
9. 9.Diya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
10. 10.A message says Arjun has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
11. 11.Nisha sees that ₹25000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
12. 12.A stranger asks Nisha to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
13. 13.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
14. 14.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
15. 15.Diya sees that ₹2000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
16. 16.A stranger asks Vivaan to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
17. 17.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
18. 18.Zoya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
19. 19.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
20. 20.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
21. 21.Dev gets a link: “Click now to win a phone worth ₹5000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
22. 22.Nisha’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
23. 23.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
24. 24.Gurpreet’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
25. 25.Arjun sees that ₹1000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
26. 26.Karan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
27. 27.Aditya gets a link: “Click now to win a phone worth ₹50000!” What should Aditya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
28. 28.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
29. 29.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
30. 30.Manav’s mother has ₹1100 in her bank account. She pays ₹160 for a gas cylinder and ₹110 for milk by UPI. How many rupees are left in the account?
31. 31.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
32. 32.Arjun’s mother has ₹2700 in her bank account. She pays ₹110 for fruit and ₹50 for medicines by UPI. How many rupees are left in the account?
33. 33.Nisha gets a link: “Click now to win a phone worth ₹1000!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
34. 34.Nisha’s mother has ₹1600 in her bank account. She pays ₹190 for milk and ₹340 for vegetables by UPI. How many rupees are left in the account?
35. 35.Rohan gets a link: “Click now to win a phone worth ₹2000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
36. 36.Vivaan’s mother has ₹2800 in her bank account. She pays ₹360 for a gas cylinder and ₹280 for bread by UPI. How many rupees are left in the account?
37. 37.Karan gets a link: “Click now to win a phone worth ₹1000!” What should Karan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
38. 38.Saanvi’s mother has ₹1500 in her bank account. She pays ₹120 for fruit and ₹210 for bread by UPI. How many rupees are left in the account?
39. 39.A message says Priya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
40. 40.Arjun’s mother has ₹2000 in her bank account. She pays ₹330 for milk and ₹230 for vegetables by UPI. How many rupees are left in the account?

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