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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 205 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Pooja’s mother has ₹1200 in her bank account. She pays ₹250 for medicines and ₹60 for school books by UPI. How many rupees are left in the account?
  2. 2.A stranger asks Isha to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  3. 3.Aarav’s mother has ₹2300 in her bank account. She pays ₹180 for milk and ₹240 for fruit by UPI. How many rupees are left in the account?
  4. 4.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  5. 5.Zoya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  6. 6.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  7. 7.Ishaan’s mother has ₹2700 in her bank account. She pays ₹130 for fruit and ₹210 for bread by UPI. How many rupees are left in the account?
  8. 8.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  9. 9.A stranger asks Vivaan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  10. 10.Nisha gets a link: “Click now to win a phone worth ₹500!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  11. 11.A stranger asks Priya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  12. 12.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  13. 13.Kabir’s mother has ₹2700 in her bank account. She pays ₹160 for a gas cylinder and ₹140 for bread by UPI. How many rupees are left in the account?
  14. 14.Karan gets a link: “Click now to win a phone worth ₹5000!” What should Karan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  15. 15.Pooja gets a link: “Click now to win a phone worth ₹10000!” What should Pooja do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  16. 16.A message says Isha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  17. 17.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  18. 18.Farhan sees that ₹2000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  19. 19.Gurpreet gets a link: “Click now to win a phone worth ₹500!” What should Gurpreet do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  20. 20.Rohan’s mother has ₹1700 in her bank account. She pays ₹130 for a gas cylinder and ₹250 for school books by UPI. How many rupees are left in the account?
  21. 21.Sneha’s mother has ₹1900 in her bank account. She pays ₹210 for medicines and ₹180 for vegetables by UPI. How many rupees are left in the account?
  22. 22.Meera’s mother has ₹2500 in her bank account. She pays ₹90 for fruit and ₹350 for medicines by UPI. How many rupees are left in the account?
  23. 23.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  24. 24.Meera gets a link: “Click now to win a phone worth ₹5000!” What should Meera do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  25. 25.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  26. 26.Manav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  27. 27.Vivaan sees that ₹1000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  28. 28.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  29. 29.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  30. 30.A stranger asks Priya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  31. 31.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  32. 32.Dev sees that ₹2000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  33. 33.Manav’s mother has ₹1500 in her bank account. She pays ₹360 for milk and ₹240 for vegetables by UPI. How many rupees are left in the account?
  34. 34.Rahul’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  35. 35.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  36. 36.Zoya’s mother has ₹1900 in her bank account. She pays ₹90 for medicines and ₹270 for bread by UPI. How many rupees are left in the account?
  37. 37.Nisha’s mother has ₹2300 in her bank account. She pays ₹150 for bread and ₹210 for fruit by UPI. How many rupees are left in the account?
  38. 38.Ananya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  39. 39.A stranger asks Diya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  40. 40.Aditya’s mother has ₹1500 in her bank account. She pays ₹370 for milk and ₹330 for bread by UPI. How many rupees are left in the account?

Answer key

  1. 890
  2. Scanning a QR pays money
  3. 1880
  4. Tell a parent at once
  5. The name of the shop
  6. Never share the OTP
  7. 2360
  8. No one
  9. Scanning a QR pays money
  10. Ignore it, tell a parent
  11. Scanning a QR pays money
  12. Never share the OTP
  13. 2400
  14. Ignore it, tell a parent
  15. Ignore it, tell a parent
  16. No PIN to receive money
  17. No one
  18. Tell a parent at once
  19. Ignore it, tell a parent
  20. 1320
  21. 1510
  22. 2060
  23. No one
  24. Ignore it, tell a parent
  25. Scanning a QR pays money
  26. The name of the shop
  27. Tell a parent at once
  28. No one
  29. No PIN to receive money
  30. Scanning a QR pays money
  31. No one
  32. Tell a parent at once
  33. 900
  34. The name and amount
  35. Never share the OTP
  36. 1540
  37. 1940
  38. The name of the shop
  39. Scanning a QR pays money
  40. 800

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