Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 206 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Farhan gets a link: “Click now to win a phone worth ₹2000!” What should Farhan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
2. 2.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
4. 4.A stranger asks Joseph to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
5. 5.A stranger asks Kabir to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
6. 6.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
7. 7.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
8. 8.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
9. 9.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
10. 10.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
11. 11.A stranger asks Riya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
12. 12.Aarav’s mother has ₹1100 in her bank account. She pays ₹120 for bread and ₹160 for milk by UPI. How many rupees are left in the account?
13. 13.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
14. 14.Diya sees that ₹500 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
15. 15.Riya sees that ₹50000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
16. 16.Ananya’s mother has ₹2100 in her bank account. She pays ₹160 for school books and ₹170 for medicines by UPI. How many rupees are left in the account?
17. 17.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
18. 18.Aarav gets a link: “Click now to win a phone worth ₹25000!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
19. 19.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
20. 20.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
21. 21.A message says Ananya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
22. 22.A message says Rohan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
23. 23.Manav sees that ₹2000 was sent to a wrong number by mistake. What should Manav do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
24. 24.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
25. 25.A message says Lakshmi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
26. 26.Manav’s mother has ₹2800 in her bank account. She pays ₹370 for school books and ₹400 for medicines by UPI. How many rupees are left in the account?
27. 27.Joseph’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
28. 28.Karan’s mother has ₹2400 in her bank account. She pays ₹160 for medicines and ₹240 for school books by UPI. How many rupees are left in the account?
29. 29.Diya’s mother has ₹1900 in her bank account. She pays ₹360 for fruit and ₹400 for medicines by UPI. How many rupees are left in the account?
30. 30.Ishaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
31. 31.A stranger asks Sneha to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
32. 32.Priya’s mother has ₹1200 in her bank account. She pays ₹310 for fruit and ₹300 for school books by UPI. How many rupees are left in the account?
33. 33.Rohan’s mother has ₹1100 in her bank account. She pays ₹50 for fruit and ₹90 for vegetables by UPI. How many rupees are left in the account?
34. 34.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
35. 35.Diya sees that ₹2000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
36. 36.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
37. 37.Rahul’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
38. 38.A message says Ananya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
39. 39.Rohan’s mother has ₹1000 in her bank account. She pays ₹350 for bread and ₹80 for medicines by UPI. How many rupees are left in the account?
40. 40.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out

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