Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 207 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
2. 2.Joseph’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
3. 3.Joseph’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
4. 4.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
5. 5.A message says Isha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
6. 6.Nisha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
7. 7.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
8. 8.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
9. 9.Arjun’s mother has ₹1600 in her bank account. She pays ₹330 for milk and ₹150 for bread by UPI. How many rupees are left in the account?
10. 10.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
11. 11.Tara’s mother has ₹2000 in her bank account. She pays ₹90 for school books and ₹310 for fruit by UPI. How many rupees are left in the account?
12. 12.Kabir’s mother has ₹2300 in her bank account. She pays ₹370 for school books and ₹320 for vegetables by UPI. How many rupees are left in the account?
13. 13.Kabir’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
14. 14.Rahul’s mother has ₹2700 in her bank account. She pays ₹140 for milk and ₹380 for fruit by UPI. How many rupees are left in the account?
15. 15.Kavya’s mother has ₹1200 in her bank account. She pays ₹70 for a gas cylinder and ₹210 for school books by UPI. How many rupees are left in the account?
16. 16.Saanvi’s mother has ₹1700 in her bank account. She pays ₹240 for bread and ₹170 for medicines by UPI. How many rupees are left in the account?
17. 17.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
18. 18.Zoya gets a link: “Click now to win a phone worth ₹2000!” What should Zoya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
19. 19.Nisha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
20. 20.Manav’s mother has ₹3000 in her bank account. She pays ₹140 for a gas cylinder and ₹140 for school books by UPI. How many rupees are left in the account?
21. 21.Aditya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
22. 22.Lakshmi sees that ₹1000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
23. 23.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
24. 24.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
25. 25.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
26. 26.Saanvi sees that ₹25000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
27. 27.Diya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
28. 28.Meera gets a link: “Click now to win a phone worth ₹50000!” What should Meera do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
29. 29.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
30. 30.Saanvi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
31. 31.A stranger asks Lakshmi to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
32. 32.Diya sees that ₹1000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
33. 33.Arjun sees that ₹500 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
34. 34.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
35. 35.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
36. 36.A stranger asks Isha to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
37. 37.Kabir’s mother has ₹2800 in her bank account. She pays ₹390 for milk and ₹140 for vegetables by UPI. How many rupees are left in the account?
38. 38.A message says Dev has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
39. 39.A stranger asks Saanvi to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
40. 40.Rohan’s mother has ₹1600 in her bank account. She pays ₹290 for bread and ₹90 for vegetables by UPI. How many rupees are left in the account?

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