Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 208 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Ananya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
2. 2.A stranger asks Saanvi to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
3. 3.Ishaan gets a link: “Click now to win a phone worth ₹1000!” What should Ishaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
4. 4.A stranger asks Kavya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
5. 5.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
6. 6.Farhan gets a link: “Click now to win a phone worth ₹50000!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
7. 7.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
8. 8.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
9. 9.Rahul sees that ₹25000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
10. 10.Ananya’s mother has ₹1700 in her bank account. She pays ₹170 for milk and ₹330 for fruit by UPI. How many rupees are left in the account?
11. 11.Gurpreet gets a link: “Click now to win a phone worth ₹5000!” What should Gurpreet do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
12. 12.Isha sees that ₹10000 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
13. 13.Isha sees that ₹500 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
14. 14.Rohan’s mother has ₹1700 in her bank account. She pays ₹70 for fruit and ₹140 for bread by UPI. How many rupees are left in the account?
15. 15.A stranger asks Rohan to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
16. 16.A message says Lakshmi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
17. 17.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
18. 18.Saanvi’s mother has ₹1800 in her bank account. She pays ₹180 for vegetables and ₹270 for fruit by UPI. How many rupees are left in the account?
19. 19.A stranger asks Sneha to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
20. 20.Tara’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
21. 21.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
22. 22.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
23. 23.Dev’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
24. 24.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
25. 25.Arjun gets a link: “Click now to win a phone worth ₹1000!” What should Arjun do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
26. 26.A stranger asks Vivaan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
27. 27.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
28. 28.Tara’s mother has ₹2600 in her bank account. She pays ₹50 for school books and ₹400 for vegetables by UPI. How many rupees are left in the account?
29. 29.Arjun’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
30. 30.A stranger asks Sneha to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
31. 31.Aditya’s mother has ₹1100 in her bank account. She pays ₹90 for fruit and ₹170 for medicines by UPI. How many rupees are left in the account?
32. 32.Rohan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
33. 33.Kavya’s mother has ₹1700 in her bank account. She pays ₹380 for a gas cylinder and ₹50 for milk by UPI. How many rupees are left in the account?
34. 34.Meera’s mother has ₹1300 in her bank account. She pays ₹360 for fruit and ₹110 for medicines by UPI. How many rupees are left in the account?
35. 35.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
36. 36.Kabir’s mother has ₹1300 in her bank account. She pays ₹50 for fruit and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
37. 37.A message says Ananya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
38. 38.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
39. 39.Meera’s mother has ₹1300 in her bank account. She pays ₹110 for medicines and ₹380 for milk by UPI. How many rupees are left in the account?
40. 40.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school

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