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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 209 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Kavya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  2. 2.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  3. 3.Riya sees that ₹50000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  4. 4.Vivaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  5. 5.Aarav gets a link: “Click now to win a phone worth ₹1000!” What should Aarav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  6. 6.A stranger asks Farhan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  7. 7.Rohan’s mother has ₹1800 in her bank account. She pays ₹120 for school books and ₹70 for fruit by UPI. How many rupees are left in the account?
  8. 8.Aarav gets a link: “Click now to win a phone worth ₹50000!” What should Aarav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  9. 9.Meera’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  10. 10.Ishaan’s mother has ₹2700 in her bank account. She pays ₹290 for a gas cylinder and ₹80 for vegetables by UPI. How many rupees are left in the account?
  11. 11.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  12. 12.Isha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  13. 13.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  14. 14.Dev’s mother has ₹2900 in her bank account. She pays ₹370 for a gas cylinder and ₹300 for bread by UPI. How many rupees are left in the account?
  15. 15.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  16. 16.Manav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  17. 17.A stranger asks Riya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  18. 18.Manav’s mother has ₹1900 in her bank account. She pays ₹320 for fruit and ₹140 for milk by UPI. How many rupees are left in the account?
  19. 19.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  20. 20.Nisha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  21. 21.Aditya’s mother has ₹1700 in her bank account. She pays ₹50 for medicines and ₹110 for vegetables by UPI. How many rupees are left in the account?
  22. 22.Kabir’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  23. 23.A stranger asks Rohan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  24. 24.Tara’s mother has ₹2300 in her bank account. She pays ₹160 for milk and ₹90 for fruit by UPI. How many rupees are left in the account?
  25. 25.Kabir’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  26. 26.Isha sees that ₹1000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  27. 27.Rohan’s mother has ₹2800 in her bank account. She pays ₹130 for a gas cylinder and ₹240 for medicines by UPI. How many rupees are left in the account?
  28. 28.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  29. 29.Manav sees that ₹2000 was sent to a wrong number by mistake. What should Manav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  30. 30.Ananya’s mother has ₹2700 in her bank account. She pays ₹390 for vegetables and ₹260 for medicines by UPI. How many rupees are left in the account?
  31. 31.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  32. 32.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  33. 33.Saanvi’s mother has ₹1000 in her bank account. She pays ₹300 for milk and ₹90 for fruit by UPI. How many rupees are left in the account?
  34. 34.Farhan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  35. 35.Nisha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  36. 36.Karan sees that ₹50000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  37. 37.Tara’s mother has ₹2800 in her bank account. She pays ₹50 for milk and ₹260 for bread by UPI. How many rupees are left in the account?
  38. 38.Vivaan’s mother has ₹1000 in her bank account. She pays ₹130 for fruit and ₹120 for school books by UPI. How many rupees are left in the account?
  39. 39.Karan gets a link: “Click now to win a phone worth ₹1000!” What should Karan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  40. 40.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP

Answer key

  1. No PIN to receive money
  2. No one
  3. Tell a parent at once
  4. The name and amount
  5. Ignore it, tell a parent
  6. Scanning a QR pays money
  7. 1610
  8. Ignore it, tell a parent
  9. The name and amount
  10. 2330
  11. Never share the OTP
  12. The name and amount
  13. No PIN to receive money
  14. 2230
  15. No one
  16. The name of the shop
  17. Scanning a QR pays money
  18. 1440
  19. No one
  20. The name of the shop
  21. 1540
  22. The name and amount
  23. Scanning a QR pays money
  24. 2050
  25. The name of the shop
  26. Tell a parent at once
  27. 2430
  28. Never share the OTP
  29. Tell a parent at once
  30. 2050
  31. Scanning a QR pays money
  32. No one
  33. 610
  34. The name of the shop
  35. The name of the shop
  36. Tell a parent at once
  37. 2490
  38. 750
  39. Ignore it, tell a parent
  40. Never share the OTP

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