Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 210 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
2. 2.Zoya’s mother has ₹2000 in her bank account. She pays ₹50 for a gas cylinder and ₹240 for school books by UPI. How many rupees are left in the account?
3. 3.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
4. 4.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
5. 5.A stranger asks Saanvi to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
6. 6.A stranger asks Tara to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
7. 7.Priya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
8. 8.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
9. 9.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
10. 10.A message says Sneha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
11. 11.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
12. 12.A stranger asks Joseph to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
13. 13.Riya’s mother has ₹1000 in her bank account. She pays ₹330 for a gas cylinder and ₹220 for medicines by UPI. How many rupees are left in the account?
14. 14.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
15. 15.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
16. 16.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
17. 17.Gurpreet’s mother has ₹1500 in her bank account. She pays ₹300 for vegetables and ₹210 for fruit by UPI. How many rupees are left in the account?
18. 18.Aditya’s mother has ₹1300 in her bank account. She pays ₹320 for milk and ₹360 for bread by UPI. How many rupees are left in the account?
19. 19.Meera’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
20. 20.A message says Manav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
21. 21.Kavya’s mother has ₹2800 in her bank account. She pays ₹60 for bread and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
22. 22.A stranger asks Farhan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
23. 23.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
24. 24.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
25. 25.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
26. 26.Rohan’s mother has ₹2000 in her bank account. She pays ₹190 for school books and ₹340 for vegetables by UPI. How many rupees are left in the account?
27. 27.Karan’s mother has ₹2500 in her bank account. She pays ₹120 for milk and ₹270 for vegetables by UPI. How many rupees are left in the account?
28. 28.Tara’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
29. 29.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
30. 30.Vivaan’s mother has ₹1300 in her bank account. She pays ₹260 for fruit and ₹170 for bread by UPI. How many rupees are left in the account?
31. 31.Farhan’s mother has ₹1400 in her bank account. She pays ₹130 for school books and ₹70 for bread by UPI. How many rupees are left in the account?
32. 32.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
33. 33.Saanvi gets a link: “Click now to win a phone worth ₹500!” What should Saanvi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
34. 34.Joseph’s mother has ₹2700 in her bank account. She pays ₹280 for a gas cylinder and ₹160 for bread by UPI. How many rupees are left in the account?
35. 35.Karan’s mother has ₹2800 in her bank account. She pays ₹360 for vegetables and ₹150 for medicines by UPI. How many rupees are left in the account?
36. 36.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
37. 37.Kavya’s mother has ₹2200 in her bank account. She pays ₹180 for medicines and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
38. 38.Kavya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
39. 39.Gurpreet’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
40. 40.Riya sees that ₹1000 was sent to a wrong number by mistake. What should Riya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once

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