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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 22 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev’s mother has ₹1500 in her bank account. She pays ₹280 for a gas cylinder and ₹370 for medicines by UPI. How many rupees are left in the account?
  2. 2.Lakshmi’s mother has ₹2400 in her bank account. She pays ₹310 for school books and ₹50 for milk by UPI. How many rupees are left in the account?
  3. 3.Joseph’s mother has ₹2200 in her bank account. She pays ₹290 for school books and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  4. 4.Karan’s mother has ₹1000 in her bank account. She pays ₹220 for bread and ₹110 for milk by UPI. How many rupees are left in the account?
  5. 5.A stranger asks Kavya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  6. 6.Arjun gets a link: “Click now to win a phone worth ₹500!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  7. 7.Arjun’s mother has ₹2100 in her bank account. She pays ₹240 for school books and ₹270 for fruit by UPI. How many rupees are left in the account?
  8. 8.Karan’s mother has ₹1700 in her bank account. She pays ₹220 for vegetables and ₹260 for school books by UPI. How many rupees are left in the account?
  9. 9.Riya’s mother has ₹1500 in her bank account. She pays ₹140 for a gas cylinder and ₹230 for school books by UPI. How many rupees are left in the account?
  10. 10.Joseph sees that ₹1000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  11. 11.Zoya’s mother has ₹3000 in her bank account. She pays ₹260 for vegetables and ₹150 for bread by UPI. How many rupees are left in the account?
  12. 12.A message says Riya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  13. 13.Vivaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  14. 14.Nisha’s mother has ₹2300 in her bank account. She pays ₹260 for medicines and ₹120 for milk by UPI. How many rupees are left in the account?
  15. 15.A message says Diya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  16. 16.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  17. 17.Farhan sees that ₹25000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  18. 18.Meera’s mother has ₹1000 in her bank account. She pays ₹320 for medicines and ₹400 for milk by UPI. How many rupees are left in the account?
  19. 19.Farhan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  20. 20.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  21. 21.A message says Arjun has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  22. 22.A message says Gurpreet has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  23. 23.A message says Saanvi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  24. 24.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  25. 25.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  26. 26.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  27. 27.A message says Aditya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  28. 28.Manav gets a link: “Click now to win a phone worth ₹10000!” What should Manav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  29. 29.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  30. 30.Diya’s mother has ₹2100 in her bank account. She pays ₹80 for fruit and ₹250 for medicines by UPI. How many rupees are left in the account?
  31. 31.Rahul’s mother has ₹2400 in her bank account. She pays ₹380 for fruit and ₹190 for milk by UPI. How many rupees are left in the account?
  32. 32.Pooja’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  33. 33.Zoya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  34. 34.Gurpreet’s mother has ₹2800 in her bank account. She pays ₹290 for milk and ₹200 for school books by UPI. How many rupees are left in the account?
  35. 35.Rohan gets a link: “Click now to win a phone worth ₹5000!” What should Rohan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  36. 36.Zoya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  37. 37.Priya’s mother has ₹1800 in her bank account. She pays ₹70 for milk and ₹130 for bread by UPI. How many rupees are left in the account?
  38. 38.Vivaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  39. 39.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  40. 40.Meera’s mother has ₹1900 in her bank account. She pays ₹150 for school books and ₹390 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. 850
  2. 2040
  3. 1790
  4. 670
  5. Scanning a QR pays money
  6. Ignore it, tell a parent
  7. 1590
  8. 1220
  9. 1130
  10. Tell a parent at once
  11. 2590
  12. No PIN to receive money
  13. The name of the shop
  14. 1920
  15. No PIN to receive money
  16. The name and amount
  17. Tell a parent at once
  18. 280
  19. The name and amount
  20. Scanning a QR pays money
  21. No PIN to receive money
  22. No PIN to receive money
  23. No PIN to receive money
  24. No PIN to receive money
  25. The name of the shop
  26. No one
  27. No PIN to receive money
  28. Ignore it, tell a parent
  29. The name of the shop
  30. 1770
  31. 1830
  32. The name of the shop
  33. The name and amount
  34. 2310
  35. Ignore it, tell a parent
  36. The name and amount
  37. 1600
  38. The name of the shop
  39. No PIN to receive money
  40. 1360

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