Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 211 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
2. 2.Rahul’s mother has ₹2600 in her bank account. She pays ₹360 for a gas cylinder and ₹140 for medicines by UPI. How many rupees are left in the account?
3. 3.Manav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
4. 4.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
5. 5.Nisha’s mother has ₹2400 in her bank account. She pays ₹270 for a gas cylinder and ₹90 for bread by UPI. How many rupees are left in the account?
6. 6.A stranger asks Meera to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
7. 7.Lakshmi gets a link: “Click now to win a phone worth ₹25000!” What should Lakshmi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
8. 8.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
9. 9.A message says Priya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
10. 10.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
11. 11.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
12. 12.A message says Ananya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
13. 13.Nisha gets a link: “Click now to win a phone worth ₹2000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
14. 14.Rohan sees that ₹25000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
15. 15.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
16. 16.Kabir gets a link: “Click now to win a phone worth ₹500!” What should Kabir do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
17. 17.Manav’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
18. 18.Joseph gets a link: “Click now to win a phone worth ₹1000!” What should Joseph do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
19. 19.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
20. 20.Diya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
21. 21.A stranger asks Lakshmi to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
22. 22.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
23. 23.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
24. 24.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
25. 25.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
26. 26.Aditya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
27. 27.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
28. 28.Gurpreet’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
29. 29.Meera sees that ₹500 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
30. 30.Ananya sees that ₹10000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
31. 31.A stranger asks Aarav to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
32. 32.Ananya sees that ₹25000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
33. 33.Manav’s mother has ₹2500 in her bank account. She pays ₹330 for a gas cylinder and ₹280 for bread by UPI. How many rupees are left in the account?
34. 34.A message says Meera has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
35. 35.Rahul’s mother has ₹2400 in her bank account. She pays ₹100 for vegetables and ₹310 for bread by UPI. How many rupees are left in the account?
36. 36.Dev’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
37. 37.Joseph’s mother has ₹1100 in her bank account. She pays ₹260 for milk and ₹70 for vegetables by UPI. How many rupees are left in the account?
38. 38.A stranger asks Diya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
39. 39.Farhan’s mother has ₹2300 in her bank account. She pays ₹200 for milk and ₹260 for fruit by UPI. How many rupees are left in the account?
40. 40.Kavya’s mother has ₹1100 in her bank account. She pays ₹140 for vegetables and ₹360 for fruit by UPI. How many rupees are left in the account?

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