Safe Digital Payments Worksheet
The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.
NameDateTime takenScore ___ / 40
- 1.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
- 2.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
- 3.A stranger asks Kabir to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
- 4.Joseph sees that ₹10000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 5.Rohan gets a link: “Click now to win a phone worth ₹5000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 6.Manav sees that ₹500 was sent to a wrong number by mistake. What should Manav do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
- 7.Kavya sees that ₹50000 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
- 8.A stranger asks Dev to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
- 9.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
- 10.Riya’s mother has ₹2500 in her bank account. She pays ₹300 for bread and ₹50 for fruit by UPI. How many rupees are left in the account?
- 11.Zoya’s mother has ₹1700 in her bank account. She pays ₹130 for milk and ₹360 for medicines by UPI. How many rupees are left in the account?
- 12.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
- 13.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
- 14.Riya’s mother has ₹1500 in her bank account. She pays ₹380 for a gas cylinder and ₹80 for bread by UPI. How many rupees are left in the account?
- 15.A stranger asks Sneha to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
- 16.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
- 17.Riya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
- 18.Manav sees that ₹25000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 19.Ishaan sees that ₹25000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
- 20.Riya sees that ₹2000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
- 21.Priya gets a link: “Click now to win a phone worth ₹10000!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 22.Rahul’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
- 23.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 24.Lakshmi’s mother has ₹2100 in her bank account. She pays ₹280 for bread and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
- 25.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
- 26.Meera’s mother has ₹1900 in her bank account. She pays ₹350 for fruit and ₹210 for bread by UPI. How many rupees are left in the account?
- 27.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
- 28.Ananya’s mother has ₹1000 in her bank account. She pays ₹210 for bread and ₹60 for fruit by UPI. How many rupees are left in the account?
- 29.Aditya gets a link: “Click now to win a phone worth ₹50000!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
- 30.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
- 31.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
- 32.Dev sees that ₹10000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 33.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
- 34.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
- 35.Dev gets a link: “Click now to win a phone worth ₹5000!” What should Dev do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
- 36.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
- 37.Ishaan sees that ₹1000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 38.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 39.Kabir’s mother has ₹1700 in her bank account. She pays ₹60 for school books and ₹300 for milk by UPI. How many rupees are left in the account?
- 40.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹240 for medicines and ₹220 for fruit by UPI. How many rupees are left in the account?
Answer key
- No PIN to receive money
- No PIN to receive money
- Scanning a QR pays money
- Tell a parent at once
- Ignore it, tell a parent
- Tell a parent at once
- Tell a parent at once
- Scanning a QR pays money
- Tell a parent at once
- 2150
- 1210
- Never share the OTP
- Ignore it, tell a parent
- 1040
- Scanning a QR pays money
- Never share the OTP
- The name of the shop
- Tell a parent at once
- Tell a parent at once
- Tell a parent at once
- Ignore it, tell a parent
- The name and amount
- Never share the OTP
- 1770
- Never share the OTP
- 1340
- No one
- 730
- Ignore it, tell a parent
- The name of the shop
- The name and amount
- Tell a parent at once
- Ignore it, tell a parent
- No PIN to receive money
- Ignore it, tell a parent
- No one
- Tell a parent at once
- No PIN to receive money
- 1340
- 1940
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