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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 212 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  2. 2.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  3. 3.A stranger asks Kabir to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  4. 4.Joseph sees that ₹10000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  5. 5.Rohan gets a link: “Click now to win a phone worth ₹5000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  6. 6.Manav sees that ₹500 was sent to a wrong number by mistake. What should Manav do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  7. 7.Kavya sees that ₹50000 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  8. 8.A stranger asks Dev to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  9. 9.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  10. 10.Riya’s mother has ₹2500 in her bank account. She pays ₹300 for bread and ₹50 for fruit by UPI. How many rupees are left in the account?
  11. 11.Zoya’s mother has ₹1700 in her bank account. She pays ₹130 for milk and ₹360 for medicines by UPI. How many rupees are left in the account?
  12. 12.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  13. 13.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  14. 14.Riya’s mother has ₹1500 in her bank account. She pays ₹380 for a gas cylinder and ₹80 for bread by UPI. How many rupees are left in the account?
  15. 15.A stranger asks Sneha to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  16. 16.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  17. 17.Riya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  18. 18.Manav sees that ₹25000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  19. 19.Ishaan sees that ₹25000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  20. 20.Riya sees that ₹2000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  21. 21.Priya gets a link: “Click now to win a phone worth ₹10000!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  22. 22.Rahul’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  23. 23.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  24. 24.Lakshmi’s mother has ₹2100 in her bank account. She pays ₹280 for bread and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
  25. 25.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  26. 26.Meera’s mother has ₹1900 in her bank account. She pays ₹350 for fruit and ₹210 for bread by UPI. How many rupees are left in the account?
  27. 27.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  28. 28.Ananya’s mother has ₹1000 in her bank account. She pays ₹210 for bread and ₹60 for fruit by UPI. How many rupees are left in the account?
  29. 29.Aditya gets a link: “Click now to win a phone worth ₹50000!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  30. 30.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  31. 31.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  32. 32.Dev sees that ₹10000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  33. 33.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  34. 34.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  35. 35.Dev gets a link: “Click now to win a phone worth ₹5000!” What should Dev do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  36. 36.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  37. 37.Ishaan sees that ₹1000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  38. 38.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  39. 39.Kabir’s mother has ₹1700 in her bank account. She pays ₹60 for school books and ₹300 for milk by UPI. How many rupees are left in the account?
  40. 40.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹240 for medicines and ₹220 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. No PIN to receive money
  2. No PIN to receive money
  3. Scanning a QR pays money
  4. Tell a parent at once
  5. Ignore it, tell a parent
  6. Tell a parent at once
  7. Tell a parent at once
  8. Scanning a QR pays money
  9. Tell a parent at once
  10. 2150
  11. 1210
  12. Never share the OTP
  13. Ignore it, tell a parent
  14. 1040
  15. Scanning a QR pays money
  16. Never share the OTP
  17. The name of the shop
  18. Tell a parent at once
  19. Tell a parent at once
  20. Tell a parent at once
  21. Ignore it, tell a parent
  22. The name and amount
  23. Never share the OTP
  24. 1770
  25. Never share the OTP
  26. 1340
  27. No one
  28. 730
  29. Ignore it, tell a parent
  30. The name of the shop
  31. The name and amount
  32. Tell a parent at once
  33. Ignore it, tell a parent
  34. No PIN to receive money
  35. Ignore it, tell a parent
  36. No one
  37. Tell a parent at once
  38. No PIN to receive money
  39. 1340
  40. 1940

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