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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 213 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Isha’s mother has ₹1300 in her bank account. She pays ₹90 for medicines and ₹300 for school books by UPI. How many rupees are left in the account?
  2. 2.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  3. 3.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  4. 4.Dev sees that ₹10000 was sent to a wrong number by mistake. What should Dev do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  5. 5.Rahul’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  6. 6.Saanvi’s mother has ₹1300 in her bank account. She pays ₹370 for fruit and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
  7. 7.Aarav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  8. 8.Sneha’s mother has ₹2500 in her bank account. She pays ₹160 for school books and ₹150 for bread by UPI. How many rupees are left in the account?
  9. 9.Aarav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  10. 10.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  11. 11.Sneha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  12. 12.Sneha’s mother has ₹1200 in her bank account. She pays ₹260 for milk and ₹110 for vegetables by UPI. How many rupees are left in the account?
  13. 13.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹170 for vegetables and ₹250 for fruit by UPI. How many rupees are left in the account?
  14. 14.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  15. 15.Nisha sees that ₹2000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  16. 16.Saanvi gets a link: “Click now to win a phone worth ₹1000!” What should Saanvi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  17. 17.Kavya sees that ₹500 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  18. 18.Sneha sees that ₹500 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  19. 19.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  20. 20.Ananya’s mother has ₹2700 in her bank account. She pays ₹350 for fruit and ₹60 for bread by UPI. How many rupees are left in the account?
  21. 21.Ishaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  22. 22.Ishaan sees that ₹10000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  23. 23.Nisha’s mother has ₹1900 in her bank account. She pays ₹400 for vegetables and ₹120 for milk by UPI. How many rupees are left in the account?
  24. 24.Pooja sees that ₹5000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  25. 25.Aditya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  26. 26.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  27. 27.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  28. 28.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  29. 29.A message says Ishaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  30. 30.Meera’s mother has ₹1200 in her bank account. She pays ₹110 for vegetables and ₹90 for milk by UPI. How many rupees are left in the account?
  31. 31.Pooja’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  32. 32.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  33. 33.Ananya’s mother has ₹1500 in her bank account. She pays ₹50 for school books and ₹200 for a gas cylinder by UPI. How many rupees are left in the account?
  34. 34.Manav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  35. 35.Arjun’s mother has ₹2600 in her bank account. She pays ₹140 for school books and ₹370 for vegetables by UPI. How many rupees are left in the account?
  36. 36.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  37. 37.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  38. 38.Nisha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  39. 39.Manav’s mother has ₹3000 in her bank account. She pays ₹250 for milk and ₹370 for bread by UPI. How many rupees are left in the account?
  40. 40.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP

Answer key

  1. 910
  2. Never share the OTP
  3. Never share the OTP
  4. Tell a parent at once
  5. The name and amount
  6. 680
  7. The name of the shop
  8. 2190
  9. The name of the shop
  10. Tell a parent at once
  11. The name of the shop
  12. 830
  13. 1980
  14. Scanning a QR pays money
  15. Tell a parent at once
  16. Ignore it, tell a parent
  17. Tell a parent at once
  18. Tell a parent at once
  19. No one
  20. 2290
  21. The name and amount
  22. Tell a parent at once
  23. 1380
  24. Tell a parent at once
  25. The name and amount
  26. Never share the OTP
  27. Never share the OTP
  28. No PIN to receive money
  29. No PIN to receive money
  30. 1000
  31. The name and amount
  32. No PIN to receive money
  33. 1250
  34. The name and amount
  35. 2090
  36. No PIN to receive money
  37. No one
  38. The name and amount
  39. 2380
  40. Never share the OTP

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