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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 214 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  2. 2.A stranger asks Sneha to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  3. 3.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  4. 4.Kabir’s mother has ₹1700 in her bank account. She pays ₹220 for milk and ₹170 for medicines by UPI. How many rupees are left in the account?
  5. 5.A message says Vivaan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  6. 6.Kabir’s mother has ₹1200 in her bank account. She pays ₹60 for vegetables and ₹250 for fruit by UPI. How many rupees are left in the account?
  7. 7.A stranger asks Joseph to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  8. 8.Aarav sees that ₹25000 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  9. 9.Meera gets a link: “Click now to win a phone worth ₹500!” What should Meera do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  10. 10.A message says Rohan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  11. 11.Arjun gets a link: “Click now to win a phone worth ₹10000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  12. 12.Kabir’s mother has ₹1800 in her bank account. She pays ₹290 for bread and ₹360 for school books by UPI. How many rupees are left in the account?
  13. 13.Vivaan sees that ₹500 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  14. 14.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  15. 15.Ishaan’s mother has ₹1000 in her bank account. She pays ₹350 for bread and ₹120 for vegetables by UPI. How many rupees are left in the account?
  16. 16.Ananya’s mother has ₹1800 in her bank account. She pays ₹170 for school books and ₹140 for fruit by UPI. How many rupees are left in the account?
  17. 17.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  18. 18.Manav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  19. 19.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  20. 20.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  21. 21.Ishaan’s mother has ₹2300 in her bank account. She pays ₹340 for school books and ₹190 for bread by UPI. How many rupees are left in the account?
  22. 22.Saanvi’s mother has ₹1900 in her bank account. She pays ₹310 for fruit and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
  23. 23.Farhan’s mother has ₹1500 in her bank account. She pays ₹260 for a gas cylinder and ₹250 for milk by UPI. How many rupees are left in the account?
  24. 24.Farhan gets a link: “Click now to win a phone worth ₹500!” What should Farhan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  25. 25.Joseph’s mother has ₹2100 in her bank account. She pays ₹180 for fruit and ₹90 for bread by UPI. How many rupees are left in the account?
  26. 26.A message says Zoya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  27. 27.Rohan’s mother has ₹2700 in her bank account. She pays ₹380 for milk and ₹380 for a gas cylinder by UPI. How many rupees are left in the account?
  28. 28.Meera’s mother has ₹2700 in her bank account. She pays ₹320 for school books and ₹170 for medicines by UPI. How many rupees are left in the account?
  29. 29.A message says Manav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  30. 30.A stranger asks Vivaan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  31. 31.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  32. 32.Isha gets a link: “Click now to win a phone worth ₹2000!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  33. 33.Meera’s mother has ₹2000 in her bank account. She pays ₹240 for fruit and ₹190 for milk by UPI. How many rupees are left in the account?
  34. 34.A stranger asks Aarav to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  35. 35.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  36. 36.Farhan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  37. 37.Kavya’s mother has ₹2400 in her bank account. She pays ₹270 for bread and ₹200 for vegetables by UPI. How many rupees are left in the account?
  38. 38.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  39. 39.Kavya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  40. 40.Arjun gets a link: “Click now to win a phone worth ₹50000!” What should Arjun do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win

Answer key

  1. Never share the OTP
  2. Scanning a QR pays money
  3. No one
  4. 1310
  5. No PIN to receive money
  6. 890
  7. Scanning a QR pays money
  8. Tell a parent at once
  9. Ignore it, tell a parent
  10. No PIN to receive money
  11. Ignore it, tell a parent
  12. 1150
  13. Tell a parent at once
  14. Never share the OTP
  15. 530
  16. 1490
  17. Tell a parent at once
  18. The name and amount
  19. Ignore it, tell a parent
  20. No one
  21. 1770
  22. 1350
  23. 990
  24. Ignore it, tell a parent
  25. 1830
  26. No PIN to receive money
  27. 1940
  28. 2210
  29. No PIN to receive money
  30. Scanning a QR pays money
  31. No one
  32. Ignore it, tell a parent
  33. 1570
  34. Scanning a QR pays money
  35. No one
  36. The name of the shop
  37. 1930
  38. Never share the OTP
  39. The name and amount
  40. Ignore it, tell a parent

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