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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 215 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  2. 2.Pooja’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  3. 3.A stranger asks Kavya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  4. 4.Pooja’s mother has ₹1600 in her bank account. She pays ₹400 for a gas cylinder and ₹230 for fruit by UPI. How many rupees are left in the account?
  5. 5.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  6. 6.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  7. 7.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  8. 8.Kabir gets a link: “Click now to win a phone worth ₹10000!” What should Kabir do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  9. 9.A message says Kavya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  10. 10.Diya gets a link: “Click now to win a phone worth ₹50000!” What should Diya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  11. 11.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  12. 12.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  13. 13.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  14. 14.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  15. 15.A message says Kabir has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  16. 16.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  17. 17.Riya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  18. 18.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  19. 19.A stranger asks Joseph to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  20. 20.Rohan gets a link: “Click now to win a phone worth ₹50000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  21. 21.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  22. 22.Diya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  23. 23.Tara’s mother has ₹1600 in her bank account. She pays ₹340 for milk and ₹380 for vegetables by UPI. How many rupees are left in the account?
  24. 24.Manav’s mother has ₹1300 in her bank account. She pays ₹340 for fruit and ₹300 for medicines by UPI. How many rupees are left in the account?
  25. 25.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  26. 26.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  27. 27.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  28. 28.Ananya’s mother has ₹1900 in her bank account. She pays ₹280 for fruit and ₹310 for vegetables by UPI. How many rupees are left in the account?
  29. 29.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  30. 30.Joseph’s mother has ₹1200 in her bank account. She pays ₹160 for vegetables and ₹300 for school books by UPI. How many rupees are left in the account?
  31. 31.Ananya’s mother has ₹1500 in her bank account. She pays ₹370 for milk and ₹120 for bread by UPI. How many rupees are left in the account?
  32. 32.Ishaan’s mother has ₹1900 in her bank account. She pays ₹140 for bread and ₹400 for school books by UPI. How many rupees are left in the account?
  33. 33.A message says Aditya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  34. 34.Rahul’s mother has ₹1300 in her bank account. She pays ₹300 for milk and ₹300 for school books by UPI. How many rupees are left in the account?
  35. 35.Manav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  36. 36.Gurpreet sees that ₹500 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  37. 37.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  38. 38.Zoya’s mother has ₹1500 in her bank account. She pays ₹290 for medicines and ₹360 for bread by UPI. How many rupees are left in the account?
  39. 39.Meera’s mother has ₹3000 in her bank account. She pays ₹70 for fruit and ₹100 for school books by UPI. How many rupees are left in the account?
  40. 40.Aarav’s mother has ₹2700 in her bank account. She pays ₹190 for school books and ₹300 for medicines by UPI. How many rupees are left in the account?

Answer key

  1. The name of the shop
  2. The name and amount
  3. Scanning a QR pays money
  4. 970
  5. No one
  6. Never share the OTP
  7. Tell a parent at once
  8. Ignore it, tell a parent
  9. No PIN to receive money
  10. Ignore it, tell a parent
  11. Never share the OTP
  12. No one
  13. No PIN to receive money
  14. No PIN to receive money
  15. No PIN to receive money
  16. No one
  17. The name and amount
  18. Never share the OTP
  19. Scanning a QR pays money
  20. Ignore it, tell a parent
  21. Scanning a QR pays money
  22. The name of the shop
  23. 880
  24. 660
  25. Tell a parent at once
  26. Never share the OTP
  27. Never share the OTP
  28. 1310
  29. The name and amount
  30. 740
  31. 1010
  32. 1360
  33. No PIN to receive money
  34. 700
  35. The name of the shop
  36. Tell a parent at once
  37. No one
  38. 850
  39. 2830
  40. 2210

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