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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 216 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  2. 2.Aditya sees that ₹5000 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  3. 3.A stranger asks Isha to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  4. 4.A stranger asks Lakshmi to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  5. 5.Zoya gets a link: “Click now to win a phone worth ₹1000!” What should Zoya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  6. 6.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  7. 7.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  8. 8.A message says Isha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  9. 9.A message says Ishaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  10. 10.Ishaan’s mother has ₹2500 in her bank account. She pays ₹250 for medicines and ₹340 for vegetables by UPI. How many rupees are left in the account?
  11. 11.A stranger asks Nisha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  12. 12.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  13. 13.Priya’s mother has ₹1100 in her bank account. She pays ₹290 for a gas cylinder and ₹120 for school books by UPI. How many rupees are left in the account?
  14. 14.Karan gets a link: “Click now to win a phone worth ₹5000!” What should Karan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  15. 15.Kavya sees that ₹2000 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  16. 16.A message says Farhan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  17. 17.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  18. 18.Karan’s mother has ₹2700 in her bank account. She pays ₹120 for a gas cylinder and ₹360 for bread by UPI. How many rupees are left in the account?
  19. 19.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  20. 20.A stranger asks Kavya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  21. 21.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  22. 22.Saanvi’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  23. 23.Lakshmi gets a link: “Click now to win a phone worth ₹500!” What should Lakshmi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  24. 24.Riya gets a link: “Click now to win a phone worth ₹50000!” What should Riya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  25. 25.Vivaan’s mother has ₹2100 in her bank account. She pays ₹390 for milk and ₹80 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Gurpreet gets a link: “Click now to win a phone worth ₹1000!” What should Gurpreet do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  27. 27.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  28. 28.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  29. 29.A message says Dev has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  30. 30.Tara’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  31. 31.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  32. 32.Zoya’s mother has ₹2700 in her bank account. She pays ₹200 for milk and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.Vivaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  34. 34.A message says Farhan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  35. 35.Isha sees that ₹5000 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  36. 36.Arjun’s mother has ₹1300 in her bank account. She pays ₹80 for school books and ₹210 for bread by UPI. How many rupees are left in the account?
  37. 37.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  38. 38.Nisha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  39. 39.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  40. 40.Nisha’s mother has ₹2600 in her bank account. She pays ₹330 for milk and ₹310 for bread by UPI. How many rupees are left in the account?

Answer key

  1. No one
  2. Tell a parent at once
  3. Scanning a QR pays money
  4. Scanning a QR pays money
  5. Ignore it, tell a parent
  6. No one
  7. Tell a parent at once
  8. No PIN to receive money
  9. No PIN to receive money
  10. 1910
  11. Scanning a QR pays money
  12. Never share the OTP
  13. 690
  14. Ignore it, tell a parent
  15. Tell a parent at once
  16. No PIN to receive money
  17. Ignore it, tell a parent
  18. 2220
  19. No one
  20. Scanning a QR pays money
  21. No one
  22. The name of the shop
  23. Ignore it, tell a parent
  24. Ignore it, tell a parent
  25. 1630
  26. Ignore it, tell a parent
  27. Never share the OTP
  28. No one
  29. No PIN to receive money
  30. The name of the shop
  31. No one
  32. 2130
  33. The name of the shop
  34. No PIN to receive money
  35. Tell a parent at once
  36. 1010
  37. No one
  38. The name of the shop
  39. Never share the OTP
  40. 1960

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