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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 217 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  2. 2.Ishaan’s mother has ₹2400 in her bank account. She pays ₹290 for fruit and ₹400 for milk by UPI. How many rupees are left in the account?
  3. 3.A message says Manav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  4. 4.Riya gets a link: “Click now to win a phone worth ₹50000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  5. 5.A message says Rahul has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  6. 6.A stranger asks Arjun to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  7. 7.Lakshmi’s mother has ₹2400 in her bank account. She pays ₹290 for fruit and ₹160 for milk by UPI. How many rupees are left in the account?
  8. 8.Joseph’s mother has ₹2400 in her bank account. She pays ₹60 for milk and ₹210 for fruit by UPI. How many rupees are left in the account?
  9. 9.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  10. 10.Riya sees that ₹10000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  11. 11.Meera’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  12. 12.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  13. 13.Lakshmi sees that ₹2000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  14. 14.Karan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  15. 15.Nisha gets a link: “Click now to win a phone worth ₹2000!” What should Nisha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  16. 16.Sneha sees that ₹5000 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  17. 17.A message says Vivaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  18. 18.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  19. 19.A message says Sneha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  20. 20.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  21. 21.A message says Dev has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  22. 22.Aarav gets a link: “Click now to win a phone worth ₹25000!” What should Aarav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  23. 23.Kavya gets a link: “Click now to win a phone worth ₹1000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  24. 24.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  25. 25.Gurpreet gets a link: “Click now to win a phone worth ₹50000!” What should Gurpreet do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  26. 26.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  27. 27.Vivaan sees that ₹25000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  28. 28.Zoya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  29. 29.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  30. 30.Farhan’s mother has ₹1600 in her bank account. She pays ₹210 for school books and ₹110 for vegetables by UPI. How many rupees are left in the account?
  31. 31.Arjun’s mother has ₹2800 in her bank account. She pays ₹140 for fruit and ₹390 for vegetables by UPI. How many rupees are left in the account?
  32. 32.Manav sees that ₹50000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  33. 33.Ishaan gets a link: “Click now to win a phone worth ₹10000!” What should Ishaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  34. 34.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  35. 35.Rohan’s mother has ₹2400 in her bank account. She pays ₹200 for a gas cylinder and ₹110 for medicines by UPI. How many rupees are left in the account?
  36. 36.Priya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  37. 37.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  38. 38.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  39. 39.Sneha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  40. 40.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

Answer key

  1. Never share the OTP
  2. 1710
  3. No PIN to receive money
  4. Ignore it, tell a parent
  5. No PIN to receive money
  6. Scanning a QR pays money
  7. 1950
  8. 2130
  9. No one
  10. Tell a parent at once
  11. The name and amount
  12. No one
  13. Tell a parent at once
  14. The name and amount
  15. Ignore it, tell a parent
  16. Tell a parent at once
  17. No PIN to receive money
  18. No PIN to receive money
  19. No PIN to receive money
  20. The name of the shop
  21. No PIN to receive money
  22. Ignore it, tell a parent
  23. Ignore it, tell a parent
  24. Never share the OTP
  25. Ignore it, tell a parent
  26. Never share the OTP
  27. Tell a parent at once
  28. The name of the shop
  29. Tell a parent at once
  30. 1280
  31. 2270
  32. Tell a parent at once
  33. Ignore it, tell a parent
  34. No one
  35. 2090
  36. The name and amount
  37. Never share the OTP
  38. The name and amount
  39. The name and amount
  40. Scanning a QR pays money

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