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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 218 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  2. 2.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  3. 3.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  4. 4.A stranger asks Dev to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  5. 5.Isha’s mother has ₹1600 in her bank account. She pays ₹220 for school books and ₹280 for bread by UPI. How many rupees are left in the account?
  6. 6.Gurpreet’s mother has ₹2500 in her bank account. She pays ₹310 for milk and ₹350 for fruit by UPI. How many rupees are left in the account?
  7. 7.A stranger asks Tara to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  8. 8.Ishaan’s mother has ₹2200 in her bank account. She pays ₹390 for fruit and ₹360 for milk by UPI. How many rupees are left in the account?
  9. 9.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  10. 10.Priya’s mother has ₹1100 in her bank account. She pays ₹250 for a gas cylinder and ₹80 for milk by UPI. How many rupees are left in the account?
  11. 11.Kabir’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  12. 12.A stranger asks Kavya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  13. 13.Riya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  14. 14.Manav’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  15. 15.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  16. 16.A message says Sneha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  17. 17.Gurpreet sees that ₹10000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  18. 18.Aarav’s mother has ₹1600 in her bank account. She pays ₹110 for fruit and ₹300 for vegetables by UPI. How many rupees are left in the account?
  19. 19.Aditya’s mother has ₹1900 in her bank account. She pays ₹380 for fruit and ₹270 for milk by UPI. How many rupees are left in the account?
  20. 20.Karan gets a link: “Click now to win a phone worth ₹5000!” What should Karan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  21. 21.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  22. 22.Riya gets a link: “Click now to win a phone worth ₹1000!” What should Riya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  23. 23.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  24. 24.Saanvi’s mother has ₹1700 in her bank account. She pays ₹70 for bread and ₹230 for medicines by UPI. How many rupees are left in the account?
  25. 25.Kavya’s mother has ₹2400 in her bank account. She pays ₹60 for a gas cylinder and ₹190 for school books by UPI. How many rupees are left in the account?
  26. 26.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  27. 27.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  28. 28.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  29. 29.Rohan’s mother has ₹1500 in her bank account. She pays ₹260 for medicines and ₹260 for school books by UPI. How many rupees are left in the account?
  30. 30.Joseph’s mother has ₹2000 in her bank account. She pays ₹350 for a gas cylinder and ₹140 for vegetables by UPI. How many rupees are left in the account?
  31. 31.Nisha’s mother has ₹1400 in her bank account. She pays ₹180 for a gas cylinder and ₹350 for milk by UPI. How many rupees are left in the account?
  32. 32.Manav’s mother has ₹3000 in her bank account. She pays ₹130 for bread and ₹80 for milk by UPI. How many rupees are left in the account?
  33. 33.Aarav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  34. 34.Manav’s mother has ₹1200 in her bank account. She pays ₹80 for a gas cylinder and ₹90 for medicines by UPI. How many rupees are left in the account?
  35. 35.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  36. 36.A message says Manav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  37. 37.Gurpreet’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  38. 38.A message says Dev has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  39. 39.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  40. 40.A stranger asks Pooja to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

Answer key

  1. No PIN to receive money
  2. No PIN to receive money
  3. No one
  4. Scanning a QR pays money
  5. 1100
  6. 1840
  7. Scanning a QR pays money
  8. 1450
  9. No one
  10. 770
  11. The name of the shop
  12. Scanning a QR pays money
  13. The name and amount
  14. The name and amount
  15. Never share the OTP
  16. No PIN to receive money
  17. Tell a parent at once
  18. 1190
  19. 1250
  20. Ignore it, tell a parent
  21. Never share the OTP
  22. Ignore it, tell a parent
  23. No one
  24. 1400
  25. 2150
  26. No one
  27. No one
  28. Never share the OTP
  29. 980
  30. 1510
  31. 870
  32. 2790
  33. The name of the shop
  34. 1030
  35. Never share the OTP
  36. No PIN to receive money
  37. The name and amount
  38. No PIN to receive money
  39. No one
  40. Scanning a QR pays money

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