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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 219 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Aarav has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  2. 2.Arjun’s mother has ₹2800 in her bank account. She pays ₹240 for fruit and ₹60 for bread by UPI. How many rupees are left in the account?
  3. 3.Kavya’s mother has ₹1700 in her bank account. She pays ₹250 for vegetables and ₹90 for fruit by UPI. How many rupees are left in the account?
  4. 4.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  5. 5.A stranger asks Saanvi to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  6. 6.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  7. 7.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  8. 8.A message says Karan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  9. 9.A stranger asks Dev to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  10. 10.Rohan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  11. 11.Dev gets a link: “Click now to win a phone worth ₹2000!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  12. 12.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  13. 13.Farhan’s mother has ₹2900 in her bank account. She pays ₹90 for a gas cylinder and ₹370 for milk by UPI. How many rupees are left in the account?
  14. 14.Dev’s mother has ₹2600 in her bank account. She pays ₹290 for a gas cylinder and ₹210 for medicines by UPI. How many rupees are left in the account?
  15. 15.Sneha sees that ₹50000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  16. 16.Diya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  17. 17.Saanvi sees that ₹2000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  18. 18.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  19. 19.Zoya’s mother has ₹1200 in her bank account. She pays ₹50 for fruit and ₹180 for school books by UPI. How many rupees are left in the account?
  20. 20.Aarav’s mother has ₹1700 in her bank account. She pays ₹180 for milk and ₹210 for medicines by UPI. How many rupees are left in the account?
  21. 21.Rohan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  22. 22.Gurpreet’s mother has ₹2300 in her bank account. She pays ₹380 for medicines and ₹280 for bread by UPI. How many rupees are left in the account?
  23. 23.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  24. 24.Saanvi sees that ₹1000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  25. 25.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  26. 26.Kabir’s mother has ₹2000 in her bank account. She pays ₹50 for medicines and ₹240 for fruit by UPI. How many rupees are left in the account?
  27. 27.Lakshmi gets a link: “Click now to win a phone worth ₹50000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  28. 28.Ananya’s mother has ₹3000 in her bank account. She pays ₹360 for bread and ₹180 for vegetables by UPI. How many rupees are left in the account?
  29. 29.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  30. 30.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  31. 31.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  32. 32.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  33. 33.A message says Diya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  34. 34.Karan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  35. 35.Arjun’s mother has ₹1600 in her bank account. She pays ₹190 for medicines and ₹290 for milk by UPI. How many rupees are left in the account?
  36. 36.Gurpreet’s mother has ₹1200 in her bank account. She pays ₹310 for fruit and ₹270 for school books by UPI. How many rupees are left in the account?
  37. 37.Joseph gets a link: “Click now to win a phone worth ₹1000!” What should Joseph do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  38. 38.Aditya sees that ₹5000 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  39. 39.Riya gets a link: “Click now to win a phone worth ₹2000!” What should Riya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  40. 40.Aditya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all

Answer key

  1. No PIN to receive money
  2. 2500
  3. 1360
  4. Never share the OTP
  5. Scanning a QR pays money
  6. No PIN to receive money
  7. Never share the OTP
  8. No PIN to receive money
  9. Scanning a QR pays money
  10. The name and amount
  11. Ignore it, tell a parent
  12. No one
  13. 2440
  14. 2100
  15. Tell a parent at once
  16. The name and amount
  17. Tell a parent at once
  18. Never share the OTP
  19. 970
  20. 1310
  21. The name and amount
  22. 1640
  23. No one
  24. Tell a parent at once
  25. Ignore it, tell a parent
  26. 1710
  27. Ignore it, tell a parent
  28. 2460
  29. Never share the OTP
  30. No one
  31. No PIN to receive money
  32. The name of the shop
  33. No PIN to receive money
  34. The name of the shop
  35. 1120
  36. 620
  37. Ignore it, tell a parent
  38. Tell a parent at once
  39. Ignore it, tell a parent
  40. The name and amount

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