Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 220 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Arjun’s mother has ₹2500 in her bank account. She pays ₹370 for a gas cylinder and ₹220 for school books by UPI. How many rupees are left in the account?
2. 2.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
3. 3.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
4. 4.Farhan sees that ₹500 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
5. 5.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
6. 6.Diya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
7. 7.Arjun’s mother has ₹1600 in her bank account. She pays ₹230 for bread and ₹280 for milk by UPI. How many rupees are left in the account?
8. 8.Aditya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
9. 9.Gurpreet gets a link: “Click now to win a phone worth ₹25000!” What should Gurpreet do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
10. 10.Farhan sees that ₹50000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
11. 11.Priya sees that ₹500 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
12. 12.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
13. 13.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
14. 14.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
15. 15.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
16. 16.Kabir sees that ₹50000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
17. 17.A stranger asks Gurpreet to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
18. 18.Priya sees that ₹2000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
19. 19.A message says Dev has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.Meera’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
21. 21.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
22. 22.Lakshmi’s mother has ₹1100 in her bank account. She pays ₹120 for fruit and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
23. 23.Meera’s mother has ₹2900 in her bank account. She pays ₹120 for school books and ₹190 for vegetables by UPI. How many rupees are left in the account?
24. 24.Kabir sees that ₹1000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
25. 25.Ananya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
26. 26.Isha’s mother has ₹1400 in her bank account. She pays ₹300 for school books and ₹400 for milk by UPI. How many rupees are left in the account?
27. 27.Lakshmi’s mother has ₹2300 in her bank account. She pays ₹50 for vegetables and ₹50 for school books by UPI. How many rupees are left in the account?
28. 28.Meera’s mother has ₹1700 in her bank account. She pays ₹140 for bread and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
29. 29.Aditya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
30. 30.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
31. 31.Sneha’s mother has ₹3000 in her bank account. She pays ₹150 for bread and ₹70 for a gas cylinder by UPI. How many rupees are left in the account?
32. 32.A stranger asks Farhan to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
33. 33.Ishaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
34. 34.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
35. 35.Farhan’s mother has ₹3000 in her bank account. She pays ₹380 for medicines and ₹380 for fruit by UPI. How many rupees are left in the account?
36. 36.Dev’s mother has ₹2300 in her bank account. She pays ₹220 for medicines and ₹50 for school books by UPI. How many rupees are left in the account?
37. 37.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
38. 38.Ananya gets a link: “Click now to win a phone worth ₹2000!” What should Ananya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
39. 39.A message says Priya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
40. 40.Dev’s mother has ₹1600 in her bank account. She pays ₹230 for vegetables and ₹180 for milk by UPI. How many rupees are left in the account?

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