Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 23 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Isha’s mother has ₹2000 in her bank account. She pays ₹90 for vegetables and ₹250 for school books by UPI. How many rupees are left in the account?
2. 2.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
3. 3.Karan gets a link: “Click now to win a phone worth ₹5000!” What should Karan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
4. 4.Lakshmi’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
5. 5.Tara’s mother has ₹1700 in her bank account. She pays ₹330 for medicines and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
6. 6.Aditya sees that ₹5000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
7. 7.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
8. 8.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
9. 9.Kavya’s mother has ₹1200 in her bank account. She pays ₹130 for school books and ₹290 for medicines by UPI. How many rupees are left in the account?
10. 10.Karan’s mother has ₹2500 in her bank account. She pays ₹270 for medicines and ₹250 for milk by UPI. How many rupees are left in the account?
11. 11.Ananya sees that ₹5000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
12. 12.Karan’s mother has ₹1800 in her bank account. She pays ₹90 for bread and ₹140 for milk by UPI. How many rupees are left in the account?
13. 13.Isha’s mother has ₹2100 in her bank account. She pays ₹360 for milk and ₹50 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.Gurpreet’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
15. 15.Sneha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
16. 16.Karan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
17. 17.A message says Rohan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
18. 18.Zoya’s mother has ₹1400 in her bank account. She pays ₹360 for school books and ₹390 for fruit by UPI. How many rupees are left in the account?
19. 19.Riya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
20. 20.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
21. 21.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
22. 22.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
23. 23.A message says Meera has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
24. 24.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
25. 25.Tara’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
26. 26.Kabir’s mother has ₹2500 in her bank account. She pays ₹140 for school books and ₹100 for bread by UPI. How many rupees are left in the account?
27. 27.Tara’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
28. 28.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
29. 29.Dev’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
30. 30.Riya gets a link: “Click now to win a phone worth ₹10000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
31. 31.Zoya’s mother has ₹2100 in her bank account. She pays ₹120 for milk and ₹310 for medicines by UPI. How many rupees are left in the account?
32. 32.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
33. 33.A stranger asks Saanvi to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
34. 34.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
35. 35.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
36. 36.Zoya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
37. 37.Ananya’s mother has ₹1600 in her bank account. She pays ₹190 for school books and ₹280 for medicines by UPI. How many rupees are left in the account?
38. 38.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
39. 39.Ishaan’s mother has ₹2800 in her bank account. She pays ₹150 for milk and ₹340 for bread by UPI. How many rupees are left in the account?
40. 40.Arjun’s mother has ₹1200 in her bank account. She pays ₹150 for a gas cylinder and ₹190 for fruit by UPI. How many rupees are left in the account?

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