Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 221 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya’s mother has ₹1400 in her bank account. She pays ₹320 for vegetables and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
2. 2.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
3. 3.Arjun’s mother has ₹1500 in her bank account. She pays ₹80 for a gas cylinder and ₹90 for milk by UPI. How many rupees are left in the account?
4. 4.Kavya sees that ₹10000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
5. 5.A stranger asks Saanvi to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
6. 6.Isha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
7. 7.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
8. 8.Aditya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
9. 9.A message says Saanvi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
10. 10.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
11. 11.Ishaan gets a link: “Click now to win a phone worth ₹500!” What should Ishaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
12. 12.Lakshmi gets a link: “Click now to win a phone worth ₹2000!” What should Lakshmi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
13. 13.Joseph gets a link: “Click now to win a phone worth ₹10000!” What should Joseph do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
14. 14.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
15. 15.Ishaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
16. 16.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
17. 17.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
18. 18.Ananya gets a link: “Click now to win a phone worth ₹5000!” What should Ananya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
19. 19.Kabir’s mother has ₹2500 in her bank account. She pays ₹280 for school books and ₹220 for milk by UPI. How many rupees are left in the account?
20. 20.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
21. 21.Lakshmi’s mother has ₹3000 in her bank account. She pays ₹370 for school books and ₹390 for fruit by UPI. How many rupees are left in the account?
22. 22.Zoya sees that ₹25000 was sent to a wrong number by mistake. What should Zoya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
23. 23.Farhan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
24. 24.A stranger asks Tara to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
25. 25.Karan’s mother has ₹2300 in her bank account. She pays ₹300 for a gas cylinder and ₹240 for fruit by UPI. How many rupees are left in the account?
26. 26.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
27. 27.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
28. 28.A message says Meera has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
29. 29.A stranger asks Isha to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
30. 30.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
31. 31.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
32. 32.Arjun’s mother has ₹2500 in her bank account. She pays ₹150 for fruit and ₹300 for milk by UPI. How many rupees are left in the account?
33. 33.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
34. 34.Priya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
35. 35.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
36. 36.A message says Nisha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
37. 37.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
38. 38.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
39. 39.A stranger asks Joseph to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
40. 40.Nisha’s mother has ₹2600 in her bank account. She pays ₹340 for a gas cylinder and ₹200 for fruit by UPI. How many rupees are left in the account?

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