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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 222 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Manav’s mother has ₹1000 in her bank account. She pays ₹330 for a gas cylinder and ₹140 for medicines by UPI. How many rupees are left in the account?
  2. 2.Sneha’s mother has ₹2300 in her bank account. She pays ₹330 for medicines and ₹400 for milk by UPI. How many rupees are left in the account?
  3. 3.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  4. 4.Gurpreet gets a link: “Click now to win a phone worth ₹2000!” What should Gurpreet do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  5. 5.Farhan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  6. 6.Vivaan’s mother has ₹1300 in her bank account. She pays ₹270 for medicines and ₹290 for milk by UPI. How many rupees are left in the account?
  7. 7.Riya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  8. 8.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  9. 9.Tara’s mother has ₹2900 in her bank account. She pays ₹370 for fruit and ₹220 for bread by UPI. How many rupees are left in the account?
  10. 10.Nisha’s mother has ₹2200 in her bank account. She pays ₹80 for a gas cylinder and ₹150 for bread by UPI. How many rupees are left in the account?
  11. 11.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  12. 12.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  13. 13.Arjun’s mother has ₹2100 in her bank account. She pays ₹160 for medicines and ₹280 for bread by UPI. How many rupees are left in the account?
  14. 14.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  15. 15.A stranger asks Farhan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  16. 16.Zoya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  17. 17.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  18. 18.Vivaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  19. 19.Ananya’s mother has ₹1000 in her bank account. She pays ₹210 for medicines and ₹210 for milk by UPI. How many rupees are left in the account?
  20. 20.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  21. 21.Kabir’s mother has ₹2000 in her bank account. She pays ₹160 for milk and ₹180 for bread by UPI. How many rupees are left in the account?
  22. 22.Kavya’s mother has ₹2900 in her bank account. She pays ₹290 for bread and ₹80 for school books by UPI. How many rupees are left in the account?
  23. 23.Farhan sees that ₹2000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  24. 24.Manav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  25. 25.Rohan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  26. 26.Saanvi sees that ₹5000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  27. 27.A stranger asks Kavya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  28. 28.Diya sees that ₹10000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  29. 29.Gurpreet’s mother has ₹1000 in her bank account. She pays ₹70 for vegetables and ₹230 for school books by UPI. How many rupees are left in the account?
  30. 30.Gurpreet’s mother has ₹1000 in her bank account. She pays ₹300 for vegetables and ₹150 for milk by UPI. How many rupees are left in the account?
  31. 31.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  32. 32.A message says Arjun has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  33. 33.Tara’s mother has ₹1300 in her bank account. She pays ₹280 for fruit and ₹120 for school books by UPI. How many rupees are left in the account?
  34. 34.Pooja sees that ₹10000 was sent to a wrong number by mistake. What should Pooja do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  35. 35.A message says Diya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  36. 36.Riya’s mother has ₹1300 in her bank account. She pays ₹140 for medicines and ₹60 for milk by UPI. How many rupees are left in the account?
  37. 37.Diya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  38. 38.A stranger asks Aarav to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  39. 39.Priya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  40. 40.Dev’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount

Answer key

  1. 530
  2. 1570
  3. The name and amount
  4. Ignore it, tell a parent
  5. The name and amount
  6. 740
  7. The name of the shop
  8. Never share the OTP
  9. 2310
  10. 1970
  11. The name of the shop
  12. The name and amount
  13. 1660
  14. Never share the OTP
  15. Scanning a QR pays money
  16. The name of the shop
  17. The name of the shop
  18. The name and amount
  19. 580
  20. Never share the OTP
  21. 1660
  22. 2530
  23. Tell a parent at once
  24. The name and amount
  25. The name of the shop
  26. Tell a parent at once
  27. Scanning a QR pays money
  28. Tell a parent at once
  29. 700
  30. 550
  31. No PIN to receive money
  32. No PIN to receive money
  33. 900
  34. Tell a parent at once
  35. No PIN to receive money
  36. 1100
  37. The name and amount
  38. Scanning a QR pays money
  39. The name of the shop
  40. The name and amount

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