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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 223 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Rahul’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  2. 2.Riya’s mother has ₹1700 in her bank account. She pays ₹90 for vegetables and ₹400 for school books by UPI. How many rupees are left in the account?
  3. 3.Pooja’s mother has ₹2500 in her bank account. She pays ₹160 for fruit and ₹190 for medicines by UPI. How many rupees are left in the account?
  4. 4.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  5. 5.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  6. 6.Meera’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  7. 7.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  8. 8.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  9. 9.A message says Sneha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  10. 10.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  11. 11.Nisha sees that ₹1000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  12. 12.Manav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  13. 13.Saanvi’s mother has ₹2200 in her bank account. She pays ₹70 for school books and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  14. 14.Diya sees that ₹50000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  15. 15.Isha’s mother has ₹2000 in her bank account. She pays ₹150 for medicines and ₹80 for fruit by UPI. How many rupees are left in the account?
  16. 16.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  17. 17.Priya’s mother has ₹1100 in her bank account. She pays ₹250 for medicines and ₹190 for a gas cylinder by UPI. How many rupees are left in the account?
  18. 18.Lakshmi’s mother has ₹1200 in her bank account. She pays ₹250 for vegetables and ₹390 for milk by UPI. How many rupees are left in the account?
  19. 19.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  20. 20.Saanvi’s mother has ₹2800 in her bank account. She pays ₹290 for a gas cylinder and ₹110 for fruit by UPI. How many rupees are left in the account?
  21. 21.Ananya’s mother has ₹2400 in her bank account. She pays ₹120 for milk and ₹110 for school books by UPI. How many rupees are left in the account?
  22. 22.Riya’s mother has ₹1800 in her bank account. She pays ₹210 for bread and ₹310 for vegetables by UPI. How many rupees are left in the account?
  23. 23.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  24. 24.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  25. 25.Karan’s mother has ₹2300 in her bank account. She pays ₹260 for milk and ₹290 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  27. 27.A stranger asks Kavya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  28. 28.Diya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  29. 29.Ananya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  30. 30.Joseph’s mother has ₹1400 in her bank account. She pays ₹370 for bread and ₹310 for medicines by UPI. How many rupees are left in the account?
  31. 31.A stranger asks Meera to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  32. 32.Riya gets a link: “Click now to win a phone worth ₹25000!” What should Riya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  33. 33.A message says Riya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  34. 34.A message says Dev has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  35. 35.Gurpreet’s mother has ₹2200 in her bank account. She pays ₹250 for fruit and ₹260 for bread by UPI. How many rupees are left in the account?
  36. 36.Saanvi’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  37. 37.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  38. 38.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  39. 39.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  40. 40.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money

Answer key

  1. The name of the shop
  2. 1210
  3. 2150
  4. No PIN to receive money
  5. Scanning a QR pays money
  6. The name and amount
  7. No one
  8. Never share the OTP
  9. No PIN to receive money
  10. Never share the OTP
  11. Tell a parent at once
  12. The name and amount
  13. 2040
  14. Tell a parent at once
  15. 1770
  16. Never share the OTP
  17. 660
  18. 560
  19. No one
  20. 2400
  21. 2170
  22. 1280
  23. No one
  24. Never share the OTP
  25. 1750
  26. Never share the OTP
  27. Scanning a QR pays money
  28. The name and amount
  29. The name and amount
  30. 720
  31. Scanning a QR pays money
  32. Ignore it, tell a parent
  33. No PIN to receive money
  34. No PIN to receive money
  35. 1690
  36. The name of the shop
  37. Never share the OTP
  38. The name of the shop
  39. Never share the OTP
  40. No PIN to receive money

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