Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 224 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Aditya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
2. 2.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
3. 3.Meera’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
4. 4.Pooja gets a link: “Click now to win a phone worth ₹500!” What should Pooja do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
5. 5.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
6. 6.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
7. 7.Karan sees that ₹1000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
8. 8.Tara’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
9. 9.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
10. 10.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
11. 11.Farhan gets a link: “Click now to win a phone worth ₹50000!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
12. 12.Gurpreet sees that ₹25000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
13. 13.Zoya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
14. 14.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
15. 15.Kavya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
16. 16.Aarav sees that ₹25000 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
17. 17.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
18. 18.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
19. 19.Joseph’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
20. 20.Kavya’s mother has ₹1800 in her bank account. She pays ₹130 for fruit and ₹120 for school books by UPI. How many rupees are left in the account?
21. 21.Farhan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
22. 22.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
23. 23.Lakshmi sees that ₹2000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
24. 24.Lakshmi’s mother has ₹2000 in her bank account. She pays ₹80 for vegetables and ₹300 for milk by UPI. How many rupees are left in the account?
25. 25.Farhan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
26. 26.Kavya sees that ₹50000 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
27. 27.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
28. 28.A stranger asks Gurpreet to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
29. 29.Gurpreet’s mother has ₹1200 in her bank account. She pays ₹300 for a gas cylinder and ₹130 for vegetables by UPI. How many rupees are left in the account?
30. 30.Farhan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
31. 31.Ananya’s mother has ₹1500 in her bank account. She pays ₹380 for medicines and ₹70 for milk by UPI. How many rupees are left in the account?
32. 32.Riya’s mother has ₹1200 in her bank account. She pays ₹400 for bread and ₹320 for milk by UPI. How many rupees are left in the account?
33. 33.A stranger asks Priya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
34. 34.Karan’s mother has ₹1500 in her bank account. She pays ₹170 for bread and ₹90 for vegetables by UPI. How many rupees are left in the account?
35. 35.Nisha sees that ₹5000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
36. 36.Priya’s mother has ₹1400 in her bank account. She pays ₹160 for fruit and ₹320 for school books by UPI. How many rupees are left in the account?
37. 37.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
38. 38.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
39. 39.A stranger asks Isha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
40. 40.Zoya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all

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