Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 225 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
2. 2.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
3. 3.Manav’s mother has ₹1700 in her bank account. She pays ₹240 for bread and ₹130 for medicines by UPI. How many rupees are left in the account?
4. 4.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
5. 5.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
6. 6.Pooja’s mother has ₹1800 in her bank account. She pays ₹50 for milk and ₹240 for fruit by UPI. How many rupees are left in the account?
7. 7.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
8. 8.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
9. 9.Rahul’s mother has ₹1200 in her bank account. She pays ₹210 for fruit and ₹210 for bread by UPI. How many rupees are left in the account?
10. 10.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
11. 11.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
12. 12.Manav’s mother has ₹2400 in her bank account. She pays ₹360 for a gas cylinder and ₹140 for medicines by UPI. How many rupees are left in the account?
13. 13.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
14. 14.A message says Kabir has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
15. 15.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
16. 16.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
17. 17.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
18. 18.Nisha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
19. 19.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
20. 20.Manav sees that ₹500 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
21. 21.A message says Pooja has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
22. 22.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
23. 23.Zoya’s mother has ₹1100 in her bank account. She pays ₹210 for fruit and ₹70 for medicines by UPI. How many rupees are left in the account?
24. 24.Manav’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
25. 25.A message says Karan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
26. 26.A message says Lakshmi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
27. 27.Priya gets a link: “Click now to win a phone worth ₹2000!” What should Priya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
28. 28.Dev’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
29. 29.Ananya sees that ₹25000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
30. 30.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
31. 31.Lakshmi’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
32. 32.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
33. 33.Lakshmi’s mother has ₹2100 in her bank account. She pays ₹130 for vegetables and ₹90 for milk by UPI. How many rupees are left in the account?
34. 34.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
35. 35.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
36. 36.A stranger asks Arjun to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
37. 37.Arjun’s mother has ₹2000 in her bank account. She pays ₹210 for school books and ₹400 for milk by UPI. How many rupees are left in the account?
38. 38.Sneha gets a link: “Click now to win a phone worth ₹1000!” What should Sneha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
39. 39.Sneha’s mother has ₹1000 in her bank account. She pays ₹350 for school books and ₹140 for bread by UPI. How many rupees are left in the account?
40. 40.Kavya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids