Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 226 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
2. 2.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Aarav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
4. 4.Rahul’s mother has ₹2500 in her bank account. She pays ₹140 for vegetables and ₹190 for bread by UPI. How many rupees are left in the account?
5. 5.Vivaan’s mother has ₹2700 in her bank account. She pays ₹300 for vegetables and ₹320 for bread by UPI. How many rupees are left in the account?
6. 6.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
7. 7.A message says Saanvi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
8. 8.Kavya gets a link: “Click now to win a phone worth ₹2000!” What should Kavya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
9. 9.Rohan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
10. 10.Riya’s mother has ₹2200 in her bank account. She pays ₹190 for a gas cylinder and ₹60 for medicines by UPI. How many rupees are left in the account?
11. 11.Diya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
12. 12.Dev gets a link: “Click now to win a phone worth ₹2000!” What should Dev do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
13. 13.A stranger asks Arjun to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
14. 14.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
15. 15.Pooja’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
16. 16.Gurpreet sees that ₹10000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
17. 17.Diya sees that ₹10000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
18. 18.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
19. 19.A message says Isha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.Ishaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
21. 21.Diya sees that ₹50000 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
22. 22.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
23. 23.A stranger asks Diya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
24. 24.Aditya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
25. 25.A message says Joseph has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
26. 26.Priya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
27. 27.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
28. 28.Dev sees that ₹500 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
29. 29.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
30. 30.Rahul sees that ₹500 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
31. 31.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
32. 32.A stranger asks Rahul to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
33. 33.A stranger asks Riya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
34. 34.Ishaan gets a link: “Click now to win a phone worth ₹500!” What should Ishaan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
35. 35.Kavya’s mother has ₹1300 in her bank account. She pays ₹80 for medicines and ₹360 for school books by UPI. How many rupees are left in the account?
36. 36.Aarav sees that ₹500 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
37. 37.Diya’s mother has ₹1500 in her bank account. She pays ₹160 for a gas cylinder and ₹110 for fruit by UPI. How many rupees are left in the account?
38. 38.Isha sees that ₹50000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
39. 39.Gurpreet’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
40. 40.Gurpreet’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour

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