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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 227 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Karan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  2. 2.A message says Arjun has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  3. 3.Arjun’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  4. 4.Isha gets a link: “Click now to win a phone worth ₹5000!” What should Isha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  5. 5.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  6. 6.Aditya’s mother has ₹1100 in her bank account. She pays ₹120 for bread and ₹370 for milk by UPI. How many rupees are left in the account?
  7. 7.Tara sees that ₹5000 was sent to a wrong number by mistake. What should Tara do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  8. 8.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  9. 9.Ishaan sees that ₹5000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  10. 10.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  11. 11.Aarav’s mother has ₹1800 in her bank account. She pays ₹90 for fruit and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  12. 12.A message says Joseph has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  13. 13.Diya’s mother has ₹3000 in her bank account. She pays ₹360 for bread and ₹80 for milk by UPI. How many rupees are left in the account?
  14. 14.Meera’s mother has ₹2100 in her bank account. She pays ₹160 for fruit and ₹230 for medicines by UPI. How many rupees are left in the account?
  15. 15.A message says Rahul has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  16. 16.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  17. 17.Saanvi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  18. 18.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  19. 19.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  20. 20.Kavya gets a link: “Click now to win a phone worth ₹50000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  21. 21.A stranger asks Vivaan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  22. 22.Farhan’s mother has ₹1100 in her bank account. She pays ₹100 for milk and ₹70 for fruit by UPI. How many rupees are left in the account?
  23. 23.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  24. 24.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  25. 25.A stranger asks Pooja to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  26. 26.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  27. 27.Arjun’s mother has ₹1100 in her bank account. She pays ₹80 for school books and ₹360 for bread by UPI. How many rupees are left in the account?
  28. 28.Priya sees that ₹50000 was sent to a wrong number by mistake. What should Priya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  29. 29.Rahul’s mother has ₹2600 in her bank account. She pays ₹110 for school books and ₹150 for vegetables by UPI. How many rupees are left in the account?
  30. 30.A stranger asks Gurpreet to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  31. 31.Vivaan gets a link: “Click now to win a phone worth ₹50000!” What should Vivaan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  32. 32.Rohan gets a link: “Click now to win a phone worth ₹10000!” What should Rohan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  33. 33.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  34. 34.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  35. 35.Kabir’s mother has ₹1800 in her bank account. She pays ₹230 for medicines and ₹110 for milk by UPI. How many rupees are left in the account?
  36. 36.Isha’s mother has ₹2400 in her bank account. She pays ₹340 for a gas cylinder and ₹390 for bread by UPI. How many rupees are left in the account?
  37. 37.Diya sees that ₹25000 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  38. 38.Tara’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  39. 39.Karan’s mother has ₹1100 in her bank account. She pays ₹120 for medicines and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
  40. 40.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank

Answer key

  1. No PIN to receive money
  2. No PIN to receive money
  3. The name and amount
  4. Ignore it, tell a parent
  5. The name of the shop
  6. 610
  7. Tell a parent at once
  8. No PIN to receive money
  9. Tell a parent at once
  10. Never share the OTP
  11. 1380
  12. No PIN to receive money
  13. 2560
  14. 1710
  15. No PIN to receive money
  16. Never share the OTP
  17. The name and amount
  18. No PIN to receive money
  19. Never share the OTP
  20. Ignore it, tell a parent
  21. Scanning a QR pays money
  22. 930
  23. Never share the OTP
  24. The name and amount
  25. Scanning a QR pays money
  26. Ignore it, tell a parent
  27. 660
  28. Tell a parent at once
  29. 2340
  30. Scanning a QR pays money
  31. Ignore it, tell a parent
  32. Ignore it, tell a parent
  33. Never share the OTP
  34. Never share the OTP
  35. 1460
  36. 1670
  37. Tell a parent at once
  38. The name and amount
  39. 660
  40. No one

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