Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 228 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Rahul’s mother has ₹2500 in her bank account. She pays ₹350 for vegetables and ₹380 for bread by UPI. How many rupees are left in the account?
2. 2.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
3. 3.Tara sees that ₹500 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
4. 4.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
5. 5.Meera’s mother has ₹1400 in her bank account. She pays ₹120 for a gas cylinder and ₹360 for milk by UPI. How many rupees are left in the account?
6. 6.Sneha gets a link: “Click now to win a phone worth ₹50000!” What should Sneha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
7. 7.Tara’s mother has ₹3000 in her bank account. She pays ₹400 for milk and ₹120 for medicines by UPI. How many rupees are left in the account?
8. 8.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
9. 9.A stranger asks Sneha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
10. 10.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
11. 11.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
12. 12.Vivaan’s mother has ₹2900 in her bank account. She pays ₹220 for a gas cylinder and ₹100 for fruit by UPI. How many rupees are left in the account?
13. 13.Rohan’s mother has ₹2500 in her bank account. She pays ₹370 for school books and ₹120 for bread by UPI. How many rupees are left in the account?
14. 14.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
15. 15.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
16. 16.Ananya’s mother has ₹1800 in her bank account. She pays ₹270 for a gas cylinder and ₹70 for milk by UPI. How many rupees are left in the account?
17. 17.Vivaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
18. 18.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
19. 19.A stranger asks Vivaan to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
20. 20.Ananya sees that ₹10000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
21. 21.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
22. 22.Gurpreet gets a link: “Click now to win a phone worth ₹25000!” What should Gurpreet do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
23. 23.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
24. 24.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
25. 25.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
26. 26.Rahul’s mother has ₹1100 in her bank account. She pays ₹50 for bread and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
27. 27.Joseph’s mother has ₹2400 in her bank account. She pays ₹50 for a gas cylinder and ₹150 for vegetables by UPI. How many rupees are left in the account?
28. 28.Rohan’s mother has ₹2900 in her bank account. She pays ₹130 for bread and ₹330 for school books by UPI. How many rupees are left in the account?
29. 29.Aditya sees that ₹2000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
30. 30.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
31. 31.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
32. 32.A message says Ishaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
33. 33.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
34. 34.Rahul gets a link: “Click now to win a phone worth ₹5000!” What should Rahul do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
35. 35.Manav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
36. 36.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
37. 37.A stranger asks Aarav to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
38. 38.A stranger asks Kabir to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
39. 39.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
40. 40.A message says Ananya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN

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