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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 229 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Saanvi’s mother has ₹2300 in her bank account. She pays ₹50 for vegetables and ₹50 for fruit by UPI. How many rupees are left in the account?
  2. 2.Isha’s mother has ₹2300 in her bank account. She pays ₹140 for medicines and ₹190 for bread by UPI. How many rupees are left in the account?
  3. 3.A message says Ishaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  4. 4.Isha gets a link: “Click now to win a phone worth ₹500!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  5. 5.A stranger asks Priya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  6. 6.Arjun’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  7. 7.Aditya’s mother has ₹2600 in her bank account. She pays ₹380 for fruit and ₹160 for medicines by UPI. How many rupees are left in the account?
  8. 8.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  9. 9.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  10. 10.Meera’s mother has ₹1400 in her bank account. She pays ₹120 for vegetables and ₹90 for bread by UPI. How many rupees are left in the account?
  11. 11.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  12. 12.A message says Rohan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  13. 13.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  14. 14.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  15. 15.Rahul’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  16. 16.Diya gets a link: “Click now to win a phone worth ₹2000!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  17. 17.Isha gets a link: “Click now to win a phone worth ₹10000!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  18. 18.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  19. 19.A stranger asks Manav to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  20. 20.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  21. 21.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  22. 22.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  23. 23.Rohan gets a link: “Click now to win a phone worth ₹10000!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  24. 24.Tara sees that ₹2000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  25. 25.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  26. 26.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  27. 27.Nisha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  28. 28.Nisha’s mother has ₹2300 in her bank account. She pays ₹100 for milk and ₹310 for medicines by UPI. How many rupees are left in the account?
  29. 29.Zoya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  30. 30.Aarav’s mother has ₹2700 in her bank account. She pays ₹50 for vegetables and ₹320 for milk by UPI. How many rupees are left in the account?
  31. 31.Rahul’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  32. 32.Zoya gets a link: “Click now to win a phone worth ₹2000!” What should Zoya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  33. 33.Kavya’s mother has ₹3000 in her bank account. She pays ₹180 for fruit and ₹290 for milk by UPI. How many rupees are left in the account?
  34. 34.Riya gets a link: “Click now to win a phone worth ₹1000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  35. 35.A stranger asks Zoya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  36. 36.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  37. 37.Aarav gets a link: “Click now to win a phone worth ₹500!” What should Aarav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  38. 38.Sneha’s mother has ₹2700 in her bank account. She pays ₹80 for vegetables and ₹370 for medicines by UPI. How many rupees are left in the account?
  39. 39.Manav gets a link: “Click now to win a phone worth ₹2000!” What should Manav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  40. 40.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school

Answer key

  1. 2200
  2. 1970
  3. No PIN to receive money
  4. Ignore it, tell a parent
  5. Scanning a QR pays money
  6. The name of the shop
  7. 2060
  8. Never share the OTP
  9. No one
  10. 1190
  11. Scanning a QR pays money
  12. No PIN to receive money
  13. No PIN to receive money
  14. No one
  15. The name of the shop
  16. Ignore it, tell a parent
  17. Ignore it, tell a parent
  18. Never share the OTP
  19. Scanning a QR pays money
  20. No PIN to receive money
  21. Never share the OTP
  22. No one
  23. Ignore it, tell a parent
  24. Tell a parent at once
  25. Never share the OTP
  26. No PIN to receive money
  27. The name of the shop
  28. 1890
  29. The name and amount
  30. 2330
  31. The name of the shop
  32. Ignore it, tell a parent
  33. 2530
  34. Ignore it, tell a parent
  35. Scanning a QR pays money
  36. No PIN to receive money
  37. Ignore it, tell a parent
  38. 2250
  39. Ignore it, tell a parent
  40. No one

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