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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 230 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun’s mother has ₹2900 in her bank account. She pays ₹80 for school books and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  2. 2.Aditya’s mother has ₹1500 in her bank account. She pays ₹180 for fruit and ₹390 for school books by UPI. How many rupees are left in the account?
  3. 3.Riya’s mother has ₹2400 in her bank account. She pays ₹120 for fruit and ₹190 for medicines by UPI. How many rupees are left in the account?
  4. 4.Aditya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  5. 5.Saanvi’s mother has ₹1000 in her bank account. She pays ₹350 for milk and ₹70 for fruit by UPI. How many rupees are left in the account?
  6. 6.Dev gets a link: “Click now to win a phone worth ₹10000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  7. 7.Farhan sees that ₹1000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  8. 8.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  9. 9.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  10. 10.Zoya sees that ₹2000 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  11. 11.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  12. 12.Dev’s mother has ₹1500 in her bank account. She pays ₹100 for school books and ₹90 for vegetables by UPI. How many rupees are left in the account?
  13. 13.Rohan’s mother has ₹1600 in her bank account. She pays ₹120 for vegetables and ₹180 for bread by UPI. How many rupees are left in the account?
  14. 14.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  15. 15.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  16. 16.A stranger asks Manav to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  17. 17.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  18. 18.A stranger asks Karan to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  19. 19.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  20. 20.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  21. 21.Sneha’s mother has ₹2100 in her bank account. She pays ₹60 for vegetables and ₹240 for school books by UPI. How many rupees are left in the account?
  22. 22.A stranger asks Ananya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  23. 23.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  24. 24.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  25. 25.A stranger asks Pooja to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  26. 26.Rohan’s mother has ₹2400 in her bank account. She pays ₹320 for medicines and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
  27. 27.Vivaan gets a link: “Click now to win a phone worth ₹500!” What should Vivaan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  28. 28.A message says Pooja has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  29. 29.A message says Lakshmi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  30. 30.A message says Lakshmi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  31. 31.Aarav’s mother has ₹2500 in her bank account. She pays ₹90 for milk and ₹100 for medicines by UPI. How many rupees are left in the account?
  32. 32.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  33. 33.A stranger asks Rahul to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  34. 34.Aarav sees that ₹5000 was sent to a wrong number by mistake. What should Aarav do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  35. 35.Ishaan’s mother has ₹1800 in her bank account. She pays ₹380 for vegetables and ₹150 for fruit by UPI. How many rupees are left in the account?
  36. 36.Manav sees that ₹500 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  37. 37.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  38. 38.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  39. 39.Rohan sees that ₹10000 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  40. 40.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code

Answer key

  1. 2600
  2. 930
  3. 2090
  4. The name of the shop
  5. 580
  6. Ignore it, tell a parent
  7. Tell a parent at once
  8. No one
  9. No one
  10. Tell a parent at once
  11. Never share the OTP
  12. 1310
  13. 1300
  14. Never share the OTP
  15. Never share the OTP
  16. Scanning a QR pays money
  17. Never share the OTP
  18. Scanning a QR pays money
  19. The name of the shop
  20. Ignore it, tell a parent
  21. 1800
  22. Scanning a QR pays money
  23. The name and amount
  24. No one
  25. Scanning a QR pays money
  26. 1760
  27. Ignore it, tell a parent
  28. No PIN to receive money
  29. No PIN to receive money
  30. No PIN to receive money
  31. 2310
  32. The name and amount
  33. Scanning a QR pays money
  34. Tell a parent at once
  35. 1270
  36. Tell a parent at once
  37. Never share the OTP
  38. Never share the OTP
  39. Tell a parent at once
  40. The name of the shop

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