Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 24 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
2. 2.Pooja’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
3. 3.Ananya sees that ₹50000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
4. 4.Priya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
5. 5.Gurpreet’s mother has ₹3000 in her bank account. She pays ₹50 for bread and ₹150 for fruit by UPI. How many rupees are left in the account?
6. 6.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
7. 7.Vivaan’s mother has ₹2800 in her bank account. She pays ₹150 for bread and ₹370 for school books by UPI. How many rupees are left in the account?
8. 8.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
9. 9.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
10. 10.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
11. 11.A message says Isha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
12. 12.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
13. 13.Meera’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
14. 14.Karan’s mother has ₹2700 in her bank account. She pays ₹100 for medicines and ₹280 for a gas cylinder by UPI. How many rupees are left in the account?
15. 15.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
16. 16.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
17. 17.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
18. 18.Aarav’s mother has ₹2900 in her bank account. She pays ₹150 for a gas cylinder and ₹400 for fruit by UPI. How many rupees are left in the account?
19. 19.Aditya’s mother has ₹3000 in her bank account. She pays ₹60 for fruit and ₹370 for bread by UPI. How many rupees are left in the account?
20. 20.Dev sees that ₹50000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
21. 21.Riya’s mother has ₹2900 in her bank account. She pays ₹190 for a gas cylinder and ₹90 for medicines by UPI. How many rupees are left in the account?
22. 22.A stranger asks Manav to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
23. 23.A stranger asks Kabir to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
24. 24.Joseph’s mother has ₹1900 in her bank account. She pays ₹290 for a gas cylinder and ₹220 for school books by UPI. How many rupees are left in the account?
25. 25.Riya’s mother has ₹1300 in her bank account. She pays ₹70 for milk and ₹50 for bread by UPI. How many rupees are left in the account?
26. 26.A message says Vivaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
27. 27.Karan’s mother has ₹3000 in her bank account. She pays ₹90 for milk and ₹190 for medicines by UPI. How many rupees are left in the account?
28. 28.Ishaan’s mother has ₹2100 in her bank account. She pays ₹140 for fruit and ₹130 for medicines by UPI. How many rupees are left in the account?
29. 29.A message says Ananya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
30. 30.Aarav’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
31. 31.A message says Nisha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
32. 32.Dev gets a link: “Click now to win a phone worth ₹2000!” What should Dev do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
33. 33.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
34. 34.A message says Pooja has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
35. 35.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
36. 36.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
37. 37.Zoya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
38. 38.Pooja gets a link: “Click now to win a phone worth ₹50000!” What should Pooja do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
39. 39.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
40. 40.Rahul’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour

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