Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 231 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Kavya gets a link: “Click now to win a phone worth ₹10000!” What should Kavya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
2. 2.Sneha’s mother has ₹1400 in her bank account. She pays ₹400 for milk and ₹130 for school books by UPI. How many rupees are left in the account?
3. 3.Rahul’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
4. 4.A message says Vivaan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
5. 5.Karan’s mother has ₹1700 in her bank account. She pays ₹370 for vegetables and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
6. 6.Arjun gets a link: “Click now to win a phone worth ₹50000!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
7. 7.A stranger asks Kavya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
8. 8.Meera’s mother has ₹1200 in her bank account. She pays ₹90 for school books and ₹200 for bread by UPI. How many rupees are left in the account?
9. 9.Vivaan’s mother has ₹1200 in her bank account. She pays ₹190 for a gas cylinder and ₹380 for medicines by UPI. How many rupees are left in the account?
10. 10.Manav gets a link: “Click now to win a phone worth ₹2000!” What should Manav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
11. 11.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
12. 12.A message says Isha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
13. 13.Lakshmi’s mother has ₹3000 in her bank account. She pays ₹100 for milk and ₹170 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.A stranger asks Arjun to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
15. 15.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
16. 16.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
17. 17.Arjun’s mother has ₹2400 in her bank account. She pays ₹190 for fruit and ₹140 for vegetables by UPI. How many rupees are left in the account?
18. 18.Kavya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
19. 19.A stranger asks Karan to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
20. 20.Pooja’s mother has ₹2100 in her bank account. She pays ₹320 for school books and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
21. 21.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
22. 22.Kabir sees that ₹500 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
23. 23.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
24. 24.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
25. 25.Gurpreet gets a link: “Click now to win a phone worth ₹1000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
26. 26.Aditya sees that ₹2000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
27. 27.A message says Gurpreet has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
28. 28.A message says Diya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
29. 29.Dev’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
30. 30.Rahul gets a link: “Click now to win a phone worth ₹1000!” What should Rahul do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
31. 31.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
32. 32.A message says Ananya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
33. 33.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
34. 34.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
35. 35.Aditya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
36. 36.Dev gets a link: “Click now to win a phone worth ₹500!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
37. 37.Meera’s mother has ₹3000 in her bank account. She pays ₹400 for a gas cylinder and ₹120 for milk by UPI. How many rupees are left in the account?
38. 38.Saanvi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
39. 39.A message says Rohan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
40. 40.Manav’s mother has ₹1600 in her bank account. She pays ₹340 for vegetables and ₹330 for fruit by UPI. How many rupees are left in the account?

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