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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 232 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  2. 2.Vivaan’s mother has ₹1300 in her bank account. She pays ₹150 for a gas cylinder and ₹280 for bread by UPI. How many rupees are left in the account?
  3. 3.Tara’s mother has ₹1300 in her bank account. She pays ₹360 for vegetables and ₹200 for fruit by UPI. How many rupees are left in the account?
  4. 4.Rohan’s mother has ₹3000 in her bank account. She pays ₹160 for a gas cylinder and ₹150 for school books by UPI. How many rupees are left in the account?
  5. 5.Lakshmi gets a link: “Click now to win a phone worth ₹50000!” What should Lakshmi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  6. 6.Isha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  7. 7.Manav’s mother has ₹1300 in her bank account. She pays ₹360 for fruit and ₹190 for medicines by UPI. How many rupees are left in the account?
  8. 8.Joseph’s mother has ₹2800 in her bank account. She pays ₹50 for milk and ₹200 for vegetables by UPI. How many rupees are left in the account?
  9. 9.A message says Gurpreet has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  10. 10.Ishaan’s mother has ₹1900 in her bank account. She pays ₹50 for school books and ₹260 for bread by UPI. How many rupees are left in the account?
  11. 11.A message says Meera has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  12. 12.Lakshmi’s mother has ₹1100 in her bank account. She pays ₹150 for fruit and ₹340 for milk by UPI. How many rupees are left in the account?
  13. 13.Riya sees that ₹2000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  14. 14.Tara’s mother has ₹1700 in her bank account. She pays ₹310 for a gas cylinder and ₹320 for vegetables by UPI. How many rupees are left in the account?
  15. 15.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  16. 16.Riya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  17. 17.Ishaan’s mother has ₹1900 in her bank account. She pays ₹260 for school books and ₹110 for milk by UPI. How many rupees are left in the account?
  18. 18.Priya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  19. 19.Diya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  20. 20.Saanvi’s mother has ₹1200 in her bank account. She pays ₹320 for milk and ₹350 for a gas cylinder by UPI. How many rupees are left in the account?
  21. 21.Aarav’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  22. 22.Lakshmi’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  23. 23.A message says Pooja has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  24. 24.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  25. 25.Rahul’s mother has ₹1300 in her bank account. She pays ₹90 for fruit and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  26. 26.Riya’s mother has ₹3000 in her bank account. She pays ₹270 for milk and ₹210 for vegetables by UPI. How many rupees are left in the account?
  27. 27.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  28. 28.Vivaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  29. 29.Vivaan sees that ₹500 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  30. 30.Pooja gets a link: “Click now to win a phone worth ₹2000!” What should Pooja do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  31. 31.A message says Saanvi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  32. 32.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  33. 33.Joseph’s mother has ₹2200 in her bank account. She pays ₹390 for milk and ₹350 for medicines by UPI. How many rupees are left in the account?
  34. 34.Rohan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  35. 35.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  36. 36.Pooja’s mother has ₹1900 in her bank account. She pays ₹240 for a gas cylinder and ₹320 for medicines by UPI. How many rupees are left in the account?
  37. 37.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  38. 38.Rohan’s mother has ₹1300 in her bank account. She pays ₹370 for a gas cylinder and ₹250 for school books by UPI. How many rupees are left in the account?
  39. 39.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  40. 40.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe

Answer key

  1. No one
  2. 870
  3. 740
  4. 2690
  5. Ignore it, tell a parent
  6. The name of the shop
  7. 750
  8. 2550
  9. No PIN to receive money
  10. 1590
  11. No PIN to receive money
  12. 610
  13. Tell a parent at once
  14. 1070
  15. No one
  16. The name and amount
  17. 1530
  18. The name of the shop
  19. The name and amount
  20. 530
  21. The name and amount
  22. The name and amount
  23. No PIN to receive money
  24. No PIN to receive money
  25. 1120
  26. 2520
  27. No one
  28. The name and amount
  29. Tell a parent at once
  30. Ignore it, tell a parent
  31. No PIN to receive money
  32. No one
  33. 1460
  34. The name and amount
  35. No PIN to receive money
  36. 1340
  37. Never share the OTP
  38. 680
  39. No one
  40. Scanning a QR pays money

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