Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 233 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Ananya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
2. 2.Aarav’s mother has ₹2400 in her bank account. She pays ₹360 for school books and ₹330 for bread by UPI. How many rupees are left in the account?
3. 3.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
4. 4.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
5. 5.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
6. 6.Vivaan gets a link: “Click now to win a phone worth ₹1000!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
7. 7.A message says Meera has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
8. 8.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
9. 9.Ishaan’s mother has ₹2900 in her bank account. She pays ₹90 for a gas cylinder and ₹160 for bread by UPI. How many rupees are left in the account?
10. 10.A stranger asks Kavya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
11. 11.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
12. 12.Tara’s mother has ₹1500 in her bank account. She pays ₹120 for a gas cylinder and ₹250 for medicines by UPI. How many rupees are left in the account?
13. 13.Isha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
14. 14.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
15. 15.Saanvi’s mother has ₹2900 in her bank account. She pays ₹270 for school books and ₹380 for a gas cylinder by UPI. How many rupees are left in the account?
16. 16.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
17. 17.Ananya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
18. 18.Kavya gets a link: “Click now to win a phone worth ₹5000!” What should Kavya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
19. 19.Kabir sees that ₹50000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
20. 20.Sneha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
21. 21.Aditya sees that ₹500 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
22. 22.Gurpreet’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
23. 23.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
24. 24.Manav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
25. 25.Aarav gets a link: “Click now to win a phone worth ₹5000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
26. 26.Sneha sees that ₹2000 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
27. 27.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
28. 28.Arjun’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
29. 29.Arjun sees that ₹2000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
30. 30.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
31. 31.Rohan’s mother has ₹1200 in her bank account. She pays ₹210 for vegetables and ₹160 for fruit by UPI. How many rupees are left in the account?
32. 32.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
33. 33.A message says Nisha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
34. 34.Zoya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
35. 35.A stranger asks Aarav to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
36. 36.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
37. 37.Isha gets a link: “Click now to win a phone worth ₹25000!” What should Isha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
38. 38.Lakshmi sees that ₹2000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
39. 39.Joseph’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
40. 40.A stranger asks Joseph to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe

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