Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 234 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
2. 2.Nisha gets a link: “Click now to win a phone worth ₹2000!” What should Nisha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
3. 3.Dev gets a link: “Click now to win a phone worth ₹50000!” What should Dev do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
4. 4.Lakshmi’s mother has ₹2400 in her bank account. She pays ₹180 for a gas cylinder and ₹210 for fruit by UPI. How many rupees are left in the account?
5. 5.Ananya sees that ₹5000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
6. 6.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
7. 7.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
8. 8.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
9. 9.Dev sees that ₹10000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
10. 10.Aditya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
11. 11.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
12. 12.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
13. 13.Gurpreet’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
14. 14.Kabir’s mother has ₹2200 in her bank account. She pays ₹400 for vegetables and ₹290 for bread by UPI. How many rupees are left in the account?
15. 15.Kabir’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
16. 16.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
17. 17.Ishaan’s mother has ₹1400 in her bank account. She pays ₹110 for milk and ₹200 for vegetables by UPI. How many rupees are left in the account?
18. 18.Lakshmi’s mother has ₹2900 in her bank account. She pays ₹240 for bread and ₹160 for milk by UPI. How many rupees are left in the account?
19. 19.Arjun’s mother has ₹1200 in her bank account. She pays ₹240 for vegetables and ₹370 for medicines by UPI. How many rupees are left in the account?
20. 20.Aditya’s mother has ₹2000 in her bank account. She pays ₹390 for school books and ₹310 for bread by UPI. How many rupees are left in the account?
21. 21.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
22. 22.Zoya gets a link: “Click now to win a phone worth ₹10000!” What should Zoya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
23. 23.Vivaan gets a link: “Click now to win a phone worth ₹10000!” What should Vivaan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
24. 24.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
25. 25.A stranger asks Priya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
26. 26.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
27. 27.Gurpreet’s mother has ₹2100 in her bank account. She pays ₹120 for school books and ₹310 for medicines by UPI. How many rupees are left in the account?
28. 28.Gurpreet’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
29. 29.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
30. 30.A stranger asks Farhan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
31. 31.Lakshmi sees that ₹1000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
32. 32.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
33. 33.Zoya’s mother has ₹2800 in her bank account. She pays ₹60 for vegetables and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
34. 34.Pooja sees that ₹2000 was sent to a wrong number by mistake. What should Pooja do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
35. 35.Karan gets a link: “Click now to win a phone worth ₹10000!” What should Karan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
36. 36.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
37. 37.Meera’s mother has ₹1500 in her bank account. She pays ₹70 for medicines and ₹250 for fruit by UPI. How many rupees are left in the account?
38. 38.A stranger asks Pooja to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
39. 39.Ananya’s mother has ₹1800 in her bank account. She pays ₹300 for a gas cylinder and ₹120 for medicines by UPI. How many rupees are left in the account?
40. 40.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message

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