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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 235 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun’s mother has ₹1000 in her bank account. She pays ₹90 for medicines and ₹60 for milk by UPI. How many rupees are left in the account?
  2. 2.Kavya’s mother has ₹2200 in her bank account. She pays ₹350 for bread and ₹270 for medicines by UPI. How many rupees are left in the account?
  3. 3.Kavya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  4. 4.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  5. 5.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  6. 6.Kabir’s mother has ₹1500 in her bank account. She pays ₹360 for a gas cylinder and ₹240 for milk by UPI. How many rupees are left in the account?
  7. 7.Aditya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  8. 8.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  9. 9.Tara’s mother has ₹1300 in her bank account. She pays ₹130 for fruit and ₹340 for milk by UPI. How many rupees are left in the account?
  10. 10.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  11. 11.A message says Lakshmi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  12. 12.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  13. 13.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  14. 14.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  15. 15.Vivaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  16. 16.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  17. 17.A message says Joseph has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  18. 18.Rahul’s mother has ₹2700 in her bank account. She pays ₹70 for fruit and ₹240 for vegetables by UPI. How many rupees are left in the account?
  19. 19.Pooja’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  20. 20.Ananya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  21. 21.Ishaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  22. 22.A stranger asks Manav to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  23. 23.Pooja’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  24. 24.Isha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  25. 25.A message says Rohan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  26. 26.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  27. 27.Tara’s mother has ₹1700 in her bank account. She pays ₹240 for milk and ₹290 for medicines by UPI. How many rupees are left in the account?
  28. 28.A message says Karan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  29. 29.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  30. 30.Dev’s mother has ₹2700 in her bank account. She pays ₹120 for fruit and ₹360 for vegetables by UPI. How many rupees are left in the account?
  31. 31.Pooja’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  32. 32.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  33. 33.A stranger asks Riya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  34. 34.Kabir’s mother has ₹1000 in her bank account. She pays ₹340 for fruit and ₹160 for medicines by UPI. How many rupees are left in the account?
  35. 35.Rohan gets a link: “Click now to win a phone worth ₹2000!” What should Rohan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  36. 36.Sneha gets a link: “Click now to win a phone worth ₹25000!” What should Sneha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  37. 37.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  38. 38.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  39. 39.Saanvi gets a link: “Click now to win a phone worth ₹1000!” What should Saanvi do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  40. 40.Saanvi’s mother has ₹1400 in her bank account. She pays ₹290 for a gas cylinder and ₹260 for vegetables by UPI. How many rupees are left in the account?

Answer key

  1. 850
  2. 1580
  3. The name of the shop
  4. No one
  5. No one
  6. 900
  7. The name of the shop
  8. No one
  9. 830
  10. The name and amount
  11. No PIN to receive money
  12. No one
  13. No one
  14. Never share the OTP
  15. The name and amount
  16. No one
  17. No PIN to receive money
  18. 2390
  19. The name of the shop
  20. The name and amount
  21. The name of the shop
  22. Scanning a QR pays money
  23. The name and amount
  24. The name of the shop
  25. No PIN to receive money
  26. Never share the OTP
  27. 1170
  28. No PIN to receive money
  29. Never share the OTP
  30. 2220
  31. The name of the shop
  32. No PIN to receive money
  33. Scanning a QR pays money
  34. 500
  35. Ignore it, tell a parent
  36. Ignore it, tell a parent
  37. Never share the OTP
  38. Never share the OTP
  39. Ignore it, tell a parent
  40. 850

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