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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 236 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Kabir’s mother has ₹3000 in her bank account. She pays ₹90 for school books and ₹80 for a gas cylinder by UPI. How many rupees are left in the account?
  2. 2.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  3. 3.A message says Karan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  4. 4.Rohan’s mother has ₹2300 in her bank account. She pays ₹70 for a gas cylinder and ₹100 for vegetables by UPI. How many rupees are left in the account?
  5. 5.Manav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  6. 6.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  7. 7.Joseph’s mother has ₹2000 in her bank account. She pays ₹200 for vegetables and ₹400 for milk by UPI. How many rupees are left in the account?
  8. 8.A stranger asks Gurpreet to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  9. 9.Pooja’s mother has ₹2600 in her bank account. She pays ₹340 for bread and ₹250 for fruit by UPI. How many rupees are left in the account?
  10. 10.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  11. 11.Saanvi sees that ₹10000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  12. 12.Aditya gets a link: “Click now to win a phone worth ₹10000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  13. 13.Meera gets a link: “Click now to win a phone worth ₹50000!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  14. 14.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  15. 15.Zoya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  16. 16.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  17. 17.Meera’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  18. 18.Priya’s mother has ₹2400 in her bank account. She pays ₹330 for medicines and ₹320 for fruit by UPI. How many rupees are left in the account?
  19. 19.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  20. 20.A message says Joseph has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  21. 21.A stranger asks Zoya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  22. 22.Zoya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  23. 23.Manav’s mother has ₹2400 in her bank account. She pays ₹100 for medicines and ₹340 for bread by UPI. How many rupees are left in the account?
  24. 24.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  25. 25.Kavya’s mother has ₹2000 in her bank account. She pays ₹130 for a gas cylinder and ₹60 for fruit by UPI. How many rupees are left in the account?
  26. 26.Lakshmi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  27. 27.Meera sees that ₹500 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  28. 28.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  29. 29.Isha’s mother has ₹1100 in her bank account. She pays ₹210 for a gas cylinder and ₹370 for fruit by UPI. How many rupees are left in the account?
  30. 30.Isha sees that ₹50000 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  31. 31.Farhan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  32. 32.A message says Aditya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  33. 33.A stranger asks Pooja to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  34. 34.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  35. 35.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  36. 36.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  37. 37.Vivaan sees that ₹2000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  38. 38.Priya gets a link: “Click now to win a phone worth ₹500!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  39. 39.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  40. 40.Saanvi sees that ₹1000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret

Answer key

  1. 2830
  2. Never share the OTP
  3. No PIN to receive money
  4. 2130
  5. The name of the shop
  6. Never share the OTP
  7. 1400
  8. Scanning a QR pays money
  9. 2010
  10. No one
  11. Tell a parent at once
  12. Ignore it, tell a parent
  13. Ignore it, tell a parent
  14. No one
  15. The name and amount
  16. No one
  17. The name and amount
  18. 1750
  19. The name and amount
  20. No PIN to receive money
  21. Scanning a QR pays money
  22. The name and amount
  23. 1960
  24. No one
  25. 1810
  26. The name of the shop
  27. Tell a parent at once
  28. No PIN to receive money
  29. 520
  30. Tell a parent at once
  31. The name of the shop
  32. No PIN to receive money
  33. Scanning a QR pays money
  34. No one
  35. No one
  36. Tell a parent at once
  37. Tell a parent at once
  38. Ignore it, tell a parent
  39. Never share the OTP
  40. Tell a parent at once

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