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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 237 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Manav’s mother has ₹2700 in her bank account. She pays ₹130 for medicines and ₹320 for fruit by UPI. How many rupees are left in the account?
  2. 2.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  3. 3.Isha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  4. 4.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  5. 5.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  6. 6.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  7. 7.Joseph’s mother has ₹2000 in her bank account. She pays ₹370 for bread and ₹280 for fruit by UPI. How many rupees are left in the account?
  8. 8.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  9. 9.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  10. 10.Saanvi gets a link: “Click now to win a phone worth ₹500!” What should Saanvi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  11. 11.Vivaan’s mother has ₹2700 in her bank account. She pays ₹140 for medicines and ₹220 for fruit by UPI. How many rupees are left in the account?
  12. 12.Lakshmi’s mother has ₹2500 in her bank account. She pays ₹150 for bread and ₹250 for milk by UPI. How many rupees are left in the account?
  13. 13.Rohan’s mother has ₹1400 in her bank account. She pays ₹90 for vegetables and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
  14. 14.A message says Vivaan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  15. 15.A stranger asks Priya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  16. 16.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  17. 17.Vivaan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  18. 18.Manav gets a link: “Click now to win a phone worth ₹500!” What should Manav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  19. 19.A stranger asks Sneha to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  20. 20.Aditya sees that ₹500 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  21. 21.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  22. 22.A stranger asks Aditya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  23. 23.Gurpreet’s mother has ₹2500 in her bank account. She pays ₹110 for bread and ₹100 for fruit by UPI. How many rupees are left in the account?
  24. 24.Isha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  25. 25.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  26. 26.Aarav gets a link: “Click now to win a phone worth ₹2000!” What should Aarav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  27. 27.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  28. 28.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  29. 29.Isha’s mother has ₹1400 in her bank account. She pays ₹240 for medicines and ₹150 for milk by UPI. How many rupees are left in the account?
  30. 30.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  31. 31.Arjun’s mother has ₹1700 in her bank account. She pays ₹160 for milk and ₹300 for bread by UPI. How many rupees are left in the account?
  32. 32.Diya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  33. 33.Priya sees that ₹2000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  34. 34.Arjun sees that ₹2000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  35. 35.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  36. 36.Rohan’s mother has ₹2700 in her bank account. She pays ₹180 for milk and ₹190 for bread by UPI. How many rupees are left in the account?
  37. 37.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  38. 38.Lakshmi’s mother has ₹1400 in her bank account. She pays ₹60 for milk and ₹170 for school books by UPI. How many rupees are left in the account?
  39. 39.Rahul’s mother has ₹1100 in her bank account. She pays ₹380 for milk and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  40. 40.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message

Answer key

  1. 2250
  2. No one
  3. The name and amount
  4. Never share the OTP
  5. The name of the shop
  6. Scanning a QR pays money
  7. 1350
  8. Ignore it, tell a parent
  9. Never share the OTP
  10. Ignore it, tell a parent
  11. 2340
  12. 2100
  13. 1130
  14. No PIN to receive money
  15. Scanning a QR pays money
  16. No PIN to receive money
  17. The name of the shop
  18. Ignore it, tell a parent
  19. Scanning a QR pays money
  20. Tell a parent at once
  21. Ignore it, tell a parent
  22. Scanning a QR pays money
  23. 2290
  24. The name of the shop
  25. No one
  26. Ignore it, tell a parent
  27. No PIN to receive money
  28. No PIN to receive money
  29. 1010
  30. Never share the OTP
  31. 1240
  32. The name and amount
  33. Tell a parent at once
  34. Tell a parent at once
  35. No one
  36. 2330
  37. Never share the OTP
  38. 1170
  39. 390
  40. Never share the OTP

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