Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 238 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Lakshmi’s mother has ₹2600 in her bank account. She pays ₹100 for school books and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
2. 2.Tara sees that ₹500 was sent to a wrong number by mistake. What should Tara do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
3. 3.Lakshmi’s mother has ₹1500 in her bank account. She pays ₹50 for fruit and ₹340 for a gas cylinder by UPI. How many rupees are left in the account?
4. 4.Kavya’s mother has ₹2700 in her bank account. She pays ₹240 for school books and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
5. 5.A message says Meera has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
6. 6.A stranger asks Kabir to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
7. 7.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
8. 8.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
9. 9.Sneha’s mother has ₹2300 in her bank account. She pays ₹90 for medicines and ₹120 for milk by UPI. How many rupees are left in the account?
10. 10.Riya’s mother has ₹1000 in her bank account. She pays ₹300 for school books and ₹70 for medicines by UPI. How many rupees are left in the account?
11. 11.Vivaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
12. 12.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
13. 13.Manav’s mother has ₹1200 in her bank account. She pays ₹240 for medicines and ₹70 for bread by UPI. How many rupees are left in the account?
14. 14.Ishaan’s mother has ₹1200 in her bank account. She pays ₹340 for medicines and ₹210 for a gas cylinder by UPI. How many rupees are left in the account?
15. 15.Dev’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
16. 16.Lakshmi’s mother has ₹2400 in her bank account. She pays ₹360 for bread and ₹280 for fruit by UPI. How many rupees are left in the account?
17. 17.Lakshmi’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
18. 18.Isha’s mother has ₹2700 in her bank account. She pays ₹110 for bread and ₹80 for milk by UPI. How many rupees are left in the account?
19. 19.Kabir’s mother has ₹1200 in her bank account. She pays ₹290 for milk and ₹250 for vegetables by UPI. How many rupees are left in the account?
20. 20.A stranger asks Karan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
21. 21.Vivaan’s mother has ₹2300 in her bank account. She pays ₹310 for a gas cylinder and ₹130 for vegetables by UPI. How many rupees are left in the account?
22. 22.Diya’s mother has ₹2600 in her bank account. She pays ₹400 for bread and ₹380 for a gas cylinder by UPI. How many rupees are left in the account?
23. 23.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
24. 24.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
25. 25.Tara’s mother has ₹1700 in her bank account. She pays ₹210 for medicines and ₹160 for bread by UPI. How many rupees are left in the account?
26. 26.Joseph sees that ₹25000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
27. 27.Meera gets a link: “Click now to win a phone worth ₹10000!” What should Meera do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
28. 28.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
29. 29.A message says Arjun has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
30. 30.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
31. 31.Aditya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
32. 32.Karan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
33. 33.Zoya’s mother has ₹2800 in her bank account. She pays ₹60 for medicines and ₹280 for school books by UPI. How many rupees are left in the account?
34. 34.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
35. 35.Nisha’s mother has ₹2300 in her bank account. She pays ₹80 for school books and ₹370 for milk by UPI. How many rupees are left in the account?
36. 36.Aarav’s mother has ₹1900 in her bank account. She pays ₹230 for fruit and ₹330 for milk by UPI. How many rupees are left in the account?
37. 37.Farhan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
38. 38.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
39. 39.Diya sees that ₹1000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
40. 40.Kavya gets a link: “Click now to win a phone worth ₹25000!” What should Kavya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids