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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 239 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Aditya gets a link: “Click now to win a phone worth ₹1000!” What should Aditya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  2. 2.Gurpreet’s mother has ₹1300 in her bank account. She pays ₹120 for fruit and ₹130 for milk by UPI. How many rupees are left in the account?
  3. 3.Kabir gets a link: “Click now to win a phone worth ₹25000!” What should Kabir do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  4. 4.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  5. 5.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  6. 6.A stranger asks Joseph to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  7. 7.Meera’s mother has ₹1800 in her bank account. She pays ₹150 for milk and ₹160 for bread by UPI. How many rupees are left in the account?
  8. 8.Kavya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  9. 9.Arjun’s mother has ₹1100 in her bank account. She pays ₹90 for vegetables and ₹110 for milk by UPI. How many rupees are left in the account?
  10. 10.Lakshmi’s mother has ₹2700 in her bank account. She pays ₹350 for a gas cylinder and ₹250 for milk by UPI. How many rupees are left in the account?
  11. 11.Joseph’s mother has ₹1000 in her bank account. She pays ₹200 for fruit and ₹370 for vegetables by UPI. How many rupees are left in the account?
  12. 12.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  13. 13.Pooja sees that ₹2000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  14. 14.A stranger asks Vivaan to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  15. 15.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  16. 16.Kavya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  17. 17.Ishaan gets a link: “Click now to win a phone worth ₹1000!” What should Ishaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  18. 18.Aditya’s mother has ₹1300 in her bank account. She pays ₹150 for school books and ₹260 for bread by UPI. How many rupees are left in the account?
  19. 19.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  20. 20.Isha sees that ₹10000 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  21. 21.Saanvi’s mother has ₹1300 in her bank account. She pays ₹260 for a gas cylinder and ₹150 for medicines by UPI. How many rupees are left in the account?
  22. 22.Rahul’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  23. 23.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  24. 24.Priya sees that ₹5000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  25. 25.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  26. 26.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  27. 27.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  28. 28.Arjun’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  29. 29.Riya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  30. 30.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  31. 31.Nisha’s mother has ₹2300 in her bank account. She pays ₹290 for fruit and ₹190 for milk by UPI. How many rupees are left in the account?
  32. 32.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  33. 33.Manav’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  34. 34.A message says Aarav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  35. 35.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  36. 36.Isha’s mother has ₹1900 in her bank account. She pays ₹200 for bread and ₹220 for vegetables by UPI. How many rupees are left in the account?
  37. 37.Meera’s mother has ₹1800 in her bank account. She pays ₹150 for milk and ₹320 for vegetables by UPI. How many rupees are left in the account?
  38. 38.A message says Riya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  39. 39.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  40. 40.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out

Answer key

  1. Ignore it, tell a parent
  2. 1050
  3. Ignore it, tell a parent
  4. No one
  5. Tell a parent at once
  6. Scanning a QR pays money
  7. 1490
  8. The name and amount
  9. 900
  10. 2100
  11. 430
  12. The name and amount
  13. Tell a parent at once
  14. Scanning a QR pays money
  15. No PIN to receive money
  16. The name and amount
  17. Ignore it, tell a parent
  18. 890
  19. Never share the OTP
  20. Tell a parent at once
  21. 890
  22. The name of the shop
  23. The name and amount
  24. Tell a parent at once
  25. Never share the OTP
  26. Scanning a QR pays money
  27. The name of the shop
  28. The name of the shop
  29. The name and amount
  30. No PIN to receive money
  31. 1820
  32. Ignore it, tell a parent
  33. The name and amount
  34. No PIN to receive money
  35. The name of the shop
  36. 1480
  37. 1330
  38. No PIN to receive money
  39. Ignore it, tell a parent
  40. Never share the OTP

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