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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 240 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  2. 2.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  3. 3.Diya gets a link: “Click now to win a phone worth ₹2000!” What should Diya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  4. 4.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  5. 5.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  6. 6.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  7. 7.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  8. 8.Ananya gets a link: “Click now to win a phone worth ₹1000!” What should Ananya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  9. 9.A message says Arjun has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  10. 10.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  11. 11.Lakshmi sees that ₹10000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  12. 12.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  13. 13.Isha’s mother has ₹1200 in her bank account. She pays ₹100 for milk and ₹350 for bread by UPI. How many rupees are left in the account?
  14. 14.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  15. 15.A stranger asks Gurpreet to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  16. 16.A message says Ananya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  17. 17.Meera’s mother has ₹2200 in her bank account. She pays ₹70 for school books and ₹270 for milk by UPI. How many rupees are left in the account?
  18. 18.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  19. 19.Joseph gets a link: “Click now to win a phone worth ₹5000!” What should Joseph do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  20. 20.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  21. 21.Zoya sees that ₹25000 was sent to a wrong number by mistake. What should Zoya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  22. 22.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  23. 23.Karan’s mother has ₹3000 in her bank account. She pays ₹250 for medicines and ₹240 for school books by UPI. How many rupees are left in the account?
  24. 24.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  25. 25.Lakshmi gets a link: “Click now to win a phone worth ₹2000!” What should Lakshmi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  26. 26.Kavya sees that ₹2000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  27. 27.Zoya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  28. 28.Manav’s mother has ₹1100 in her bank account. She pays ₹110 for a gas cylinder and ₹230 for milk by UPI. How many rupees are left in the account?
  29. 29.A message says Saanvi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  30. 30.Riya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  31. 31.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  32. 32.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  33. 33.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  34. 34.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  35. 35.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  36. 36.Nisha’s mother has ₹1200 in her bank account. She pays ₹90 for medicines and ₹140 for vegetables by UPI. How many rupees are left in the account?
  37. 37.Kabir’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  38. 38.A message says Priya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  39. 39.Ananya’s mother has ₹2800 in her bank account. She pays ₹120 for bread and ₹320 for medicines by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Priya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

Answer key

  1. No one
  2. Never share the OTP
  3. Ignore it, tell a parent
  4. The name of the shop
  5. No one
  6. Never share the OTP
  7. No one
  8. Ignore it, tell a parent
  9. No PIN to receive money
  10. No one
  11. Tell a parent at once
  12. No one
  13. 750
  14. Never share the OTP
  15. Scanning a QR pays money
  16. No PIN to receive money
  17. 1860
  18. No one
  19. Ignore it, tell a parent
  20. The name and amount
  21. Tell a parent at once
  22. The name of the shop
  23. 2510
  24. No one
  25. Ignore it, tell a parent
  26. Tell a parent at once
  27. The name of the shop
  28. 760
  29. No PIN to receive money
  30. The name of the shop
  31. Never share the OTP
  32. The name and amount
  33. Never share the OTP
  34. The name of the shop
  35. Never share the OTP
  36. 970
  37. The name of the shop
  38. No PIN to receive money
  39. 2360
  40. Scanning a QR pays money

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