Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 25 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Pooja’s mother has ₹2200 in her bank account. She pays ₹220 for bread and ₹230 for vegetables by UPI. How many rupees are left in the account?
2. 2.Karan sees that ₹5000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
3. 3.A stranger asks Dev to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
4. 4.A stranger asks Karan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
5. 5.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
6. 6.Manav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
7. 7.A message says Saanvi has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
8. 8.Rahul’s mother has ₹2800 in her bank account. She pays ₹340 for a gas cylinder and ₹90 for bread by UPI. How many rupees are left in the account?
9. 9.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
10. 10.Kavya gets a link: “Click now to win a phone worth ₹10000!” What should Kavya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
11. 11.Farhan’s mother has ₹1200 in her bank account. She pays ₹280 for a gas cylinder and ₹290 for vegetables by UPI. How many rupees are left in the account?
12. 12.A stranger asks Joseph to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
13. 13.Farhan’s mother has ₹1800 in her bank account. She pays ₹220 for a gas cylinder and ₹110 for milk by UPI. How many rupees are left in the account?
14. 14.Zoya’s mother has ₹1200 in her bank account. She pays ₹270 for milk and ₹390 for school books by UPI. How many rupees are left in the account?
15. 15.Rohan’s mother has ₹3000 in her bank account. She pays ₹170 for medicines and ₹380 for vegetables by UPI. How many rupees are left in the account?
16. 16.Kavya’s mother has ₹1200 in her bank account. She pays ₹360 for school books and ₹200 for vegetables by UPI. How many rupees are left in the account?
17. 17.A stranger asks Kabir to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
18. 18.Tara’s mother has ₹2100 in her bank account. She pays ₹80 for fruit and ₹290 for milk by UPI. How many rupees are left in the account?
19. 19.Gurpreet gets a link: “Click now to win a phone worth ₹5000!” What should Gurpreet do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
20. 20.Rahul’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
21. 21.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
22. 22.Isha’s mother has ₹2600 in her bank account. She pays ₹160 for fruit and ₹250 for vegetables by UPI. How many rupees are left in the account?
23. 23.A stranger asks Saanvi to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
24. 24.Riya’s mother has ₹2800 in her bank account. She pays ₹330 for milk and ₹220 for medicines by UPI. How many rupees are left in the account?
25. 25.Vivaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
26. 26.Diya’s mother has ₹3000 in her bank account. She pays ₹250 for milk and ₹100 for bread by UPI. How many rupees are left in the account?
27. 27.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
28. 28.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
29. 29.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
30. 30.Sneha’s mother has ₹1300 in her bank account. She pays ₹50 for bread and ₹250 for milk by UPI. How many rupees are left in the account?
31. 31.Farhan’s mother has ₹1700 in her bank account. She pays ₹400 for fruit and ₹90 for vegetables by UPI. How many rupees are left in the account?
32. 32.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
33. 33.A message says Kabir has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
34. 34.Sneha’s mother has ₹1800 in her bank account. She pays ₹80 for bread and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
35. 35.Joseph gets a link: “Click now to win a phone worth ₹1000!” What should Joseph do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
36. 36.Aarav gets a link: “Click now to win a phone worth ₹1000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
37. 37.Zoya sees that ₹500 was sent to a wrong number by mistake. What should Zoya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
38. 38.Rohan’s mother has ₹2800 in her bank account. She pays ₹220 for milk and ₹140 for fruit by UPI. How many rupees are left in the account?
39. 39.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
40. 40.Dev sees that ₹25000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it

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