Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 241 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
2. 2.A stranger asks Ishaan to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
3. 3.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
4. 4.Pooja’s mother has ₹1400 in her bank account. She pays ₹390 for medicines and ₹90 for school books by UPI. How many rupees are left in the account?
5. 5.Ananya’s mother has ₹1800 in her bank account. She pays ₹100 for a gas cylinder and ₹210 for medicines by UPI. How many rupees are left in the account?
6. 6.Kavya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
7. 7.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
8. 8.A message says Nisha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
9. 9.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
10. 10.Sneha sees that ₹25000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
11. 11.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
12. 12.Aarav’s mother has ₹1000 in her bank account. She pays ₹360 for fruit and ₹220 for milk by UPI. How many rupees are left in the account?
13. 13.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
14. 14.Lakshmi’s mother has ₹2100 in her bank account. She pays ₹140 for school books and ₹50 for bread by UPI. How many rupees are left in the account?
15. 15.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
16. 16.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
17. 17.Lakshmi’s mother has ₹2300 in her bank account. She pays ₹60 for vegetables and ₹250 for bread by UPI. How many rupees are left in the account?
18. 18.Rohan gets a link: “Click now to win a phone worth ₹50000!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
19. 19.A stranger asks Farhan to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
20. 20.Farhan’s mother has ₹2100 in her bank account. She pays ₹210 for medicines and ₹190 for milk by UPI. How many rupees are left in the account?
21. 21.Zoya’s mother has ₹2300 in her bank account. She pays ₹180 for a gas cylinder and ₹110 for milk by UPI. How many rupees are left in the account?
22. 22.Riya’s mother has ₹1700 in her bank account. She pays ₹250 for medicines and ₹140 for milk by UPI. How many rupees are left in the account?
23. 23.A message says Isha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
24. 24.Meera’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
25. 25.Zoya gets a link: “Click now to win a phone worth ₹25000!” What should Zoya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
26. 26.Zoya’s mother has ₹1600 in her bank account. She pays ₹100 for a gas cylinder and ₹210 for vegetables by UPI. How many rupees are left in the account?
27. 27.A stranger asks Isha to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
28. 28.Ishaan gets a link: “Click now to win a phone worth ₹5000!” What should Ishaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
29. 29.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
30. 30.Saanvi’s mother has ₹1100 in her bank account. She pays ₹200 for vegetables and ₹280 for milk by UPI. How many rupees are left in the account?
31. 31.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
32. 32.Saanvi’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
33. 33.Manav’s mother has ₹1700 in her bank account. She pays ₹80 for fruit and ₹210 for vegetables by UPI. How many rupees are left in the account?
34. 34.A message says Kabir has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
35. 35.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
36. 36.A stranger asks Priya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
37. 37.Aarav’s mother has ₹1200 in her bank account. She pays ₹310 for vegetables and ₹210 for school books by UPI. How many rupees are left in the account?
38. 38.Lakshmi’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
39. 39.Ishaan’s mother has ₹1100 in her bank account. She pays ₹200 for milk and ₹300 for bread by UPI. How many rupees are left in the account?
40. 40.Aarav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all

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