Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 242 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Zoya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
2. 2.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
3. 3.Meera’s mother has ₹2800 in her bank account. She pays ₹150 for medicines and ₹370 for bread by UPI. How many rupees are left in the account?
4. 4.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
5. 5.Ishaan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
6. 6.Diya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
7. 7.Isha sees that ₹2000 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
8. 8.Sneha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
9. 9.A message says Manav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
10. 10.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
11. 11.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
12. 12.Joseph’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
13. 13.A message says Isha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
14. 14.A message says Nisha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
15. 15.A stranger asks Meera to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
16. 16.A message says Isha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
17. 17.Rohan’s mother has ₹1400 in her bank account. She pays ₹310 for bread and ₹120 for school books by UPI. How many rupees are left in the account?
18. 18.A message says Zoya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
19. 19.Kabir’s mother has ₹1400 in her bank account. She pays ₹360 for medicines and ₹190 for bread by UPI. How many rupees are left in the account?
20. 20.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
21. 21.Joseph’s mother has ₹1800 in her bank account. She pays ₹360 for medicines and ₹350 for bread by UPI. How many rupees are left in the account?
22. 22.Pooja’s mother has ₹1900 in her bank account. She pays ₹50 for school books and ₹130 for vegetables by UPI. How many rupees are left in the account?
23. 23.Ananya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
24. 24.Priya’s mother has ₹1000 in her bank account. She pays ₹270 for a gas cylinder and ₹90 for school books by UPI. How many rupees are left in the account?
25. 25.A message says Nisha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
26. 26.Manav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
27. 27.A message says Isha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
28. 28.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
29. 29.Meera’s mother has ₹2400 in her bank account. She pays ₹150 for fruit and ₹310 for school books by UPI. How many rupees are left in the account?
30. 30.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
31. 31.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
32. 32.Isha gets a link: “Click now to win a phone worth ₹50000!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
33. 33.A message says Rahul has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
34. 34.Pooja gets a link: “Click now to win a phone worth ₹50000!” What should Pooja do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
35. 35.Kavya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
36. 36.Dev sees that ₹2000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
37. 37.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
38. 38.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
39. 39.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
40. 40.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN

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