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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 243 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  2. 2.Rahul’s mother has ₹2100 in her bank account. She pays ₹390 for bread and ₹160 for fruit by UPI. How many rupees are left in the account?
  3. 3.Tara gets a link: “Click now to win a phone worth ₹1000!” What should Tara do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  4. 4.Diya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  5. 5.Saanvi’s mother has ₹2500 in her bank account. She pays ₹330 for vegetables and ₹230 for bread by UPI. How many rupees are left in the account?
  6. 6.Aarav’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  7. 7.Kabir’s mother has ₹1000 in her bank account. She pays ₹120 for vegetables and ₹280 for fruit by UPI. How many rupees are left in the account?
  8. 8.Aarav’s mother has ₹2700 in her bank account. She pays ₹60 for bread and ₹220 for vegetables by UPI. How many rupees are left in the account?
  9. 9.Lakshmi’s mother has ₹2800 in her bank account. She pays ₹230 for vegetables and ₹70 for bread by UPI. How many rupees are left in the account?
  10. 10.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  11. 11.A stranger asks Zoya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  12. 12.Tara’s mother has ₹1300 in her bank account. She pays ₹230 for medicines and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
  13. 13.A stranger asks Dev to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  14. 14.Aditya gets a link: “Click now to win a phone worth ₹25000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  15. 15.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  16. 16.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  17. 17.Riya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  18. 18.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  19. 19.Kabir gets a link: “Click now to win a phone worth ₹10000!” What should Kabir do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  20. 20.Rohan’s mother has ₹2500 in her bank account. She pays ₹90 for a gas cylinder and ₹80 for milk by UPI. How many rupees are left in the account?
  21. 21.A message says Zoya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  22. 22.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  23. 23.Ananya sees that ₹1000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  24. 24.A stranger asks Farhan to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  25. 25.Diya’s mother has ₹1000 in her bank account. She pays ₹60 for school books and ₹240 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  27. 27.Kavya gets a link: “Click now to win a phone worth ₹2000!” What should Kavya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  28. 28.Tara’s mother has ₹2300 in her bank account. She pays ₹270 for medicines and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
  29. 29.A message says Tara has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  30. 30.Riya’s mother has ₹1700 in her bank account. She pays ₹130 for vegetables and ₹260 for medicines by UPI. How many rupees are left in the account?
  31. 31.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  32. 32.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  33. 33.Isha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  34. 34.Meera’s mother has ₹1800 in her bank account. She pays ₹320 for medicines and ₹60 for school books by UPI. How many rupees are left in the account?
  35. 35.Manav’s mother has ₹2800 in her bank account. She pays ₹260 for a gas cylinder and ₹350 for medicines by UPI. How many rupees are left in the account?
  36. 36.Isha’s mother has ₹2300 in her bank account. She pays ₹320 for vegetables and ₹110 for medicines by UPI. How many rupees are left in the account?
  37. 37.Aditya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  38. 38.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  39. 39.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  40. 40.A stranger asks Dev to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money

Answer key

  1. No PIN to receive money
  2. 1550
  3. Ignore it, tell a parent
  4. The name and amount
  5. 1940
  6. The name of the shop
  7. 600
  8. 2420
  9. 2500
  10. No one
  11. Scanning a QR pays money
  12. 670
  13. Scanning a QR pays money
  14. Ignore it, tell a parent
  15. No PIN to receive money
  16. Never share the OTP
  17. The name and amount
  18. Never share the OTP
  19. Ignore it, tell a parent
  20. 2330
  21. No PIN to receive money
  22. No one
  23. Tell a parent at once
  24. Scanning a QR pays money
  25. 700
  26. No one
  27. Ignore it, tell a parent
  28. 1970
  29. No PIN to receive money
  30. 1310
  31. No one
  32. No PIN to receive money
  33. The name and amount
  34. 1420
  35. 2190
  36. 1870
  37. The name and amount
  38. No one
  39. Never share the OTP
  40. Scanning a QR pays money

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