Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 244 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Rahul’s mother has ₹1500 in her bank account. She pays ₹50 for fruit and ₹70 for a gas cylinder by UPI. How many rupees are left in the account?
2. 2.Manav’s mother has ₹1900 in her bank account. She pays ₹280 for a gas cylinder and ₹120 for school books by UPI. How many rupees are left in the account?
3. 3.Meera’s mother has ₹1000 in her bank account. She pays ₹150 for a gas cylinder and ₹310 for vegetables by UPI. How many rupees are left in the account?
4. 4.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
6. 6.Manav gets a link: “Click now to win a phone worth ₹1000!” What should Manav do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
7. 7.Kabir’s mother has ₹2300 in her bank account. She pays ₹340 for a gas cylinder and ₹80 for bread by UPI. How many rupees are left in the account?
8. 8.Aditya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
9. 9.Vivaan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
10. 10.Arjun’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
11. 11.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
12. 12.Vivaan sees that ₹5000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
13. 13.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
14. 14.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
15. 15.Gurpreet’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
16. 16.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
17. 17.Meera’s mother has ₹1500 in her bank account. She pays ₹70 for school books and ₹330 for milk by UPI. How many rupees are left in the account?
18. 18.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
19. 19.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
20. 20.A stranger asks Tara to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
21. 21.Ishaan’s mother has ₹2000 in her bank account. She pays ₹390 for medicines and ₹230 for a gas cylinder by UPI. How many rupees are left in the account?
22. 22.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
23. 23.A message says Arjun has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
24. 24.Meera sees that ₹1000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
25. 25.A message says Isha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
26. 26.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
27. 27.Rohan sees that ₹500 was sent to a wrong number by mistake. What should Rohan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
28. 28.Aarav’s mother has ₹2000 in her bank account. She pays ₹140 for vegetables and ₹190 for bread by UPI. How many rupees are left in the account?
29. 29.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
30. 30.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹150 for school books and ₹360 for milk by UPI. How many rupees are left in the account?
31. 31.Ananya’s mother has ₹2500 in her bank account. She pays ₹340 for vegetables and ₹190 for medicines by UPI. How many rupees are left in the account?
32. 32.Gurpreet’s mother has ₹1600 in her bank account. She pays ₹240 for milk and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
33. 33.Nisha’s mother has ₹1500 in her bank account. She pays ₹210 for bread and ₹50 for milk by UPI. How many rupees are left in the account?
34. 34.Rohan’s mother has ₹2900 in her bank account. She pays ₹360 for medicines and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
35. 35.Diya’s mother has ₹2300 in her bank account. She pays ₹120 for fruit and ₹210 for vegetables by UPI. How many rupees are left in the account?
36. 36.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
37. 37.Tara sees that ₹1000 was sent to a wrong number by mistake. What should Tara do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
38. 38.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
39. 39.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
40. 40.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win

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