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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 245 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  2. 2.A message says Dev has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  3. 3.Dev’s mother has ₹2800 in her bank account. She pays ₹100 for milk and ₹310 for fruit by UPI. How many rupees are left in the account?
  4. 4.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  5. 5.Joseph’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  6. 6.Ananya gets a link: “Click now to win a phone worth ₹5000!” What should Ananya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  7. 7.Aditya sees that ₹5000 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  8. 8.Saanvi sees that ₹500 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  9. 9.A stranger asks Rahul to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  10. 10.Pooja’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  11. 11.Aditya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  12. 12.Lakshmi’s mother has ₹2400 in her bank account. She pays ₹210 for a gas cylinder and ₹330 for milk by UPI. How many rupees are left in the account?
  13. 13.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  14. 14.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  15. 15.Zoya’s mother has ₹1400 in her bank account. She pays ₹310 for bread and ₹230 for milk by UPI. How many rupees are left in the account?
  16. 16.Rahul gets a link: “Click now to win a phone worth ₹2000!” What should Rahul do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  17. 17.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  18. 18.Farhan’s mother has ₹2600 in her bank account. She pays ₹400 for fruit and ₹340 for vegetables by UPI. How many rupees are left in the account?
  19. 19.A stranger asks Riya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  20. 20.Farhan’s mother has ₹3000 in her bank account. She pays ₹150 for fruit and ₹390 for vegetables by UPI. How many rupees are left in the account?
  21. 21.Tara’s mother has ₹2000 in her bank account. She pays ₹150 for vegetables and ₹50 for milk by UPI. How many rupees are left in the account?
  22. 22.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  23. 23.Tara’s mother has ₹2500 in her bank account. She pays ₹390 for vegetables and ₹370 for milk by UPI. How many rupees are left in the account?
  24. 24.Kavya gets a link: “Click now to win a phone worth ₹5000!” What should Kavya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  25. 25.Manav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  26. 26.Rahul’s mother has ₹2800 in her bank account. She pays ₹110 for medicines and ₹160 for milk by UPI. How many rupees are left in the account?
  27. 27.A stranger asks Lakshmi to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  28. 28.Ishaan’s mother has ₹1700 in her bank account. She pays ₹380 for fruit and ₹320 for school books by UPI. How many rupees are left in the account?
  29. 29.Zoya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  30. 30.A stranger asks Rohan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  31. 31.Diya gets a link: “Click now to win a phone worth ₹1000!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  32. 32.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  33. 33.Arjun’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  34. 34.Kabir’s mother has ₹2000 in her bank account. She pays ₹120 for school books and ₹70 for milk by UPI. How many rupees are left in the account?
  35. 35.Lakshmi gets a link: “Click now to win a phone worth ₹500!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  36. 36.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  37. 37.A stranger asks Vivaan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  38. 38.A stranger asks Priya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  39. 39.A stranger asks Riya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  40. 40.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school

Answer key

  1. Tell a parent at once
  2. No PIN to receive money
  3. 2390
  4. Tell a parent at once
  5. The name of the shop
  6. Ignore it, tell a parent
  7. Tell a parent at once
  8. Tell a parent at once
  9. Scanning a QR pays money
  10. The name of the shop
  11. The name and amount
  12. 1860
  13. Scanning a QR pays money
  14. No one
  15. 860
  16. Ignore it, tell a parent
  17. No one
  18. 1860
  19. Scanning a QR pays money
  20. 2460
  21. 1800
  22. No one
  23. 1740
  24. Ignore it, tell a parent
  25. The name of the shop
  26. 2530
  27. Scanning a QR pays money
  28. 1000
  29. The name and amount
  30. Scanning a QR pays money
  31. Ignore it, tell a parent
  32. Never share the OTP
  33. The name and amount
  34. 1810
  35. Ignore it, tell a parent
  36. Never share the OTP
  37. Scanning a QR pays money
  38. Scanning a QR pays money
  39. Scanning a QR pays money
  40. No one

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