Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 246 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Arjun’s mother has ₹1200 in her bank account. She pays ₹250 for a gas cylinder and ₹350 for milk by UPI. How many rupees are left in the account?
2. 2.A stranger asks Saanvi to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
3. 3.Ananya sees that ₹2000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
4. 4.A message says Riya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
5. 5.Ananya’s mother has ₹2100 in her bank account. She pays ₹50 for a gas cylinder and ₹320 for vegetables by UPI. How many rupees are left in the account?
6. 6.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
7. 7.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
8. 8.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
9. 9.A stranger asks Manav to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
10. 10.Saanvi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
11. 11.A stranger asks Lakshmi to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
12. 12.Aarav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
13. 13.Vivaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
14. 14.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
15. 15.Zoya’s mother has ₹1600 in her bank account. She pays ₹80 for medicines and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
16. 16.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
17. 17.Tara’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
18. 18.Isha gets a link: “Click now to win a phone worth ₹2000!” What should Isha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
19. 19.Karan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
20. 20.Rohan’s mother has ₹1500 in her bank account. She pays ₹280 for vegetables and ₹70 for milk by UPI. How many rupees are left in the account?
21. 21.Pooja’s mother has ₹2000 in her bank account. She pays ₹110 for school books and ₹280 for fruit by UPI. How many rupees are left in the account?
22. 22.Joseph gets a link: “Click now to win a phone worth ₹50000!” What should Joseph do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
23. 23.Lakshmi’s mother has ₹2300 in her bank account. She pays ₹230 for milk and ₹340 for vegetables by UPI. How many rupees are left in the account?
24. 24.A stranger asks Manav to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
25. 25.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
26. 26.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
27. 27.Karan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
28. 28.A message says Dev has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
29. 29.A stranger asks Isha to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
30. 30.Pooja’s mother has ₹2400 in her bank account. She pays ₹200 for medicines and ₹120 for fruit by UPI. How many rupees are left in the account?
31. 31.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
32. 32.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
33. 33.Karan sees that ₹500 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
34. 34.Karan sees that ₹25000 was sent to a wrong number by mistake. What should Karan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
35. 35.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
36. 36.A stranger asks Saanvi to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
37. 37.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
38. 38.Karan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
39. 39.Riya gets a link: “Click now to win a phone worth ₹10000!” What should Riya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
40. 40.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message

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