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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 247 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  2. 2.Ananya’s mother has ₹1400 in her bank account. She pays ₹70 for milk and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  3. 3.Pooja’s mother has ₹1800 in her bank account. She pays ₹290 for medicines and ₹70 for milk by UPI. How many rupees are left in the account?
  4. 4.A message says Meera has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  5. 5.Joseph’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  6. 6.Rahul’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  7. 7.Tara’s mother has ₹1800 in her bank account. She pays ₹370 for vegetables and ₹50 for fruit by UPI. How many rupees are left in the account?
  8. 8.Priya gets a link: “Click now to win a phone worth ₹1000!” What should Priya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  9. 9.A message says Aarav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  10. 10.Lakshmi’s mother has ₹2000 in her bank account. She pays ₹290 for school books and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  11. 11.Tara sees that ₹2000 was sent to a wrong number by mistake. What should Tara do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  12. 12.Nisha’s mother has ₹2000 in her bank account. She pays ₹180 for bread and ₹70 for school books by UPI. How many rupees are left in the account?
  13. 13.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  14. 14.Saanvi gets a link: “Click now to win a phone worth ₹25000!” What should Saanvi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  15. 15.Priya gets a link: “Click now to win a phone worth ₹5000!” What should Priya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  16. 16.Karan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  17. 17.Kavya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  18. 18.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  19. 19.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  20. 20.Aditya sees that ₹500 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  21. 21.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  22. 22.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  23. 23.Dev’s mother has ₹1400 in her bank account. She pays ₹70 for medicines and ₹260 for a gas cylinder by UPI. How many rupees are left in the account?
  24. 24.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  25. 25.Manav gets a link: “Click now to win a phone worth ₹5000!” What should Manav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  26. 26.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  27. 27.Rohan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  28. 28.Dev’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  29. 29.Kabir’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  30. 30.A message says Sneha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  31. 31.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  32. 32.Vivaan sees that ₹50000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  33. 33.A stranger asks Kavya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  34. 34.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  35. 35.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  36. 36.Nisha’s mother has ₹1700 in her bank account. She pays ₹400 for milk and ₹160 for vegetables by UPI. How many rupees are left in the account?
  37. 37.Kavya’s mother has ₹1200 in her bank account. She pays ₹360 for a gas cylinder and ₹400 for vegetables by UPI. How many rupees are left in the account?
  38. 38.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  39. 39.Farhan sees that ₹500 was sent to a wrong number by mistake. What should Farhan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  40. 40.Joseph’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop

Answer key

  1. No one
  2. 1110
  3. 1440
  4. No PIN to receive money
  5. The name of the shop
  6. The name and amount
  7. 1380
  8. Ignore it, tell a parent
  9. No PIN to receive money
  10. 1490
  11. Tell a parent at once
  12. 1750
  13. Never share the OTP
  14. Ignore it, tell a parent
  15. Ignore it, tell a parent
  16. The name and amount
  17. The name and amount
  18. No one
  19. The name of the shop
  20. Tell a parent at once
  21. Never share the OTP
  22. No PIN to receive money
  23. 1070
  24. Never share the OTP
  25. Ignore it, tell a parent
  26. No one
  27. The name and amount
  28. The name and amount
  29. The name and amount
  30. No PIN to receive money
  31. The name of the shop
  32. Tell a parent at once
  33. Scanning a QR pays money
  34. No one
  35. Never share the OTP
  36. 1140
  37. 440
  38. Never share the OTP
  39. Tell a parent at once
  40. The name of the shop

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