Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 248 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
2. 2.A stranger asks Aarav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
3. 3.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
4. 4.A message says Gurpreet has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
5. 5.Rahul’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
6. 6.Joseph’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
7. 7.A message says Nisha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
8. 8.Kabir gets a link: “Click now to win a phone worth ₹2000!” What should Kabir do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
9. 9.Diya’s mother has ₹2900 in her bank account. She pays ₹380 for school books and ₹140 for medicines by UPI. How many rupees are left in the account?
10. 10.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
11. 11.Pooja’s mother has ₹1300 in her bank account. She pays ₹150 for a gas cylinder and ₹150 for milk by UPI. How many rupees are left in the account?
12. 12.Priya’s mother has ₹1500 in her bank account. She pays ₹230 for medicines and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
13. 13.Manav’s mother has ₹1000 in her bank account. She pays ₹170 for milk and ₹360 for vegetables by UPI. How many rupees are left in the account?
14. 14.Ananya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
15. 15.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
16. 16.Vivaan’s mother has ₹1600 in her bank account. She pays ₹60 for vegetables and ₹70 for a gas cylinder by UPI. How many rupees are left in the account?
17. 17.Sneha’s mother has ₹2600 in her bank account. She pays ₹100 for bread and ₹240 for vegetables by UPI. How many rupees are left in the account?
18. 18.Arjun sees that ₹10000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
19. 19.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
20. 20.A message says Isha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
21. 21.Tara’s mother has ₹1000 in her bank account. She pays ₹310 for milk and ₹80 for fruit by UPI. How many rupees are left in the account?
22. 22.Pooja’s mother has ₹1800 in her bank account. She pays ₹240 for school books and ₹190 for vegetables by UPI. How many rupees are left in the account?
23. 23.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
24. 24.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
25. 25.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
26. 26.Kabir’s mother has ₹1400 in her bank account. She pays ₹120 for school books and ₹250 for fruit by UPI. How many rupees are left in the account?
27. 27.A stranger asks Rohan to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
28. 28.Priya’s mother has ₹1000 in her bank account. She pays ₹380 for vegetables and ₹350 for school books by UPI. How many rupees are left in the account?
29. 29.Meera’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
30. 30.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
31. 31.Kavya sees that ₹2000 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
32. 32.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
33. 33.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
34. 34.Kavya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
35. 35.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
36. 36.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
37. 37.Isha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
38. 38.Lakshmi’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
39. 39.A stranger asks Diya to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
40. 40.A message says Rahul has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN

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