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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 249 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  2. 2.Sneha sees that ₹25000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  3. 3.A message says Arjun has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  4. 4.Karan sees that ₹1000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  5. 5.Nisha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  6. 6.Dev’s mother has ₹2200 in her bank account. She pays ₹310 for medicines and ₹60 for fruit by UPI. How many rupees are left in the account?
  7. 7.A stranger asks Joseph to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  8. 8.Karan sees that ₹10000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  9. 9.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  10. 10.Tara’s mother has ₹2000 in her bank account. She pays ₹210 for fruit and ₹380 for bread by UPI. How many rupees are left in the account?
  11. 11.Ananya’s mother has ₹1600 in her bank account. She pays ₹100 for milk and ₹150 for a gas cylinder by UPI. How many rupees are left in the account?
  12. 12.Kabir gets a link: “Click now to win a phone worth ₹1000!” What should Kabir do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  13. 13.Joseph gets a link: “Click now to win a phone worth ₹10000!” What should Joseph do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  14. 14.Vivaan’s mother has ₹3000 in her bank account. She pays ₹290 for school books and ₹170 for bread by UPI. How many rupees are left in the account?
  15. 15.Nisha’s mother has ₹2900 in her bank account. She pays ₹280 for fruit and ₹260 for vegetables by UPI. How many rupees are left in the account?
  16. 16.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  17. 17.Ananya’s mother has ₹1800 in her bank account. She pays ₹110 for bread and ₹320 for fruit by UPI. How many rupees are left in the account?
  18. 18.Joseph sees that ₹10000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  19. 19.Kabir sees that ₹1000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  20. 20.Karan gets a link: “Click now to win a phone worth ₹5000!” What should Karan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  21. 21.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  22. 22.Sneha’s mother has ₹1000 in her bank account. She pays ₹400 for medicines and ₹280 for bread by UPI. How many rupees are left in the account?
  23. 23.Ishaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  24. 24.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  25. 25.A message says Kavya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  26. 26.A stranger asks Gurpreet to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  27. 27.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  28. 28.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  29. 29.A stranger asks Tara to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  30. 30.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  31. 31.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  32. 32.A stranger asks Zoya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  33. 33.Ananya sees that ₹1000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  34. 34.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  35. 35.A stranger asks Diya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  36. 36.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  37. 37.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  38. 38.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  39. 39.Ishaan’s mother has ₹2500 in her bank account. She pays ₹210 for bread and ₹80 for fruit by UPI. How many rupees are left in the account?
  40. 40.Tara sees that ₹10000 was sent to a wrong number by mistake. What should Tara do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once

Answer key

  1. No one
  2. Tell a parent at once
  3. No PIN to receive money
  4. Tell a parent at once
  5. The name of the shop
  6. 1830
  7. Scanning a QR pays money
  8. Tell a parent at once
  9. No PIN to receive money
  10. 1410
  11. 1350
  12. Ignore it, tell a parent
  13. Ignore it, tell a parent
  14. 2540
  15. 2360
  16. Never share the OTP
  17. 1370
  18. Tell a parent at once
  19. Tell a parent at once
  20. Ignore it, tell a parent
  21. No one
  22. 320
  23. The name of the shop
  24. Tell a parent at once
  25. No PIN to receive money
  26. Scanning a QR pays money
  27. Never share the OTP
  28. Never share the OTP
  29. Scanning a QR pays money
  30. No one
  31. No one
  32. Scanning a QR pays money
  33. Tell a parent at once
  34. Scanning a QR pays money
  35. Scanning a QR pays money
  36. No PIN to receive money
  37. No PIN to receive money
  38. Never share the OTP
  39. 2210
  40. Tell a parent at once

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